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Pastdue Credit Solutions - Npower

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  • Pastdue Credit Solutions - Npower

    Hi there,
    I have received a letter relating to a debt between 2003 and 2012. I actually left this property in May 2011 when I separated from my ex-husband and the Gas was on a prepayment meter at the time I left. They have written to me, dated 28th February 2018, telling me to pay the £997 debt which includes a £200 fee. I am uncertain as to whether this is Statue Barred as although I left in May 2011, the account date ends August 2012. My ex-husband continued to live in the property after I left, and it was sold in December 2012. The utility bills were brought up with solicitors and my solicitor asked for any proof of any debt at the time of the sale but nothing was passed on. Any advice on whether I am liable and also, should I reply to this letter from Pastdue Credit and if so, in what context?
    Thank you for any help...
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  • #2
    Do you know if the pre-payment meter was put in because of earlier issues with payments and the £997 is what remained of that debt after the account closed in 2012 ? Rather than a debt incurred after you left ( as tricky to incur a debt on prepayment meters, unless your ex had it changed?)

    They do seem to have taken rather a long time to chase you for it, presumably they've been chasing your ex up until now, but as it's coming up on statute barred ( August 2018 I'd guess) they thought they'd try you as well.

    I'd write to NPower and ask for a full breakdown of the debt, payments made through the Prepayment meter and so on.

    Did you have any financial settlement order between you and your ex re splitting of the debts / house etc ?
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    • #3
      The prepayment meter was put in before I left, but I can't remember how long before....a couple of years I believe, and yes there was a debt at that time, but I have no idea nor do I have any paperwork. I thought exactly the same, thinking they'd tried him with no joy and thought they'd try me...he doesn't work (never has!) and is probably ignoring any correspondence from them. I wasn't sure whether if I wrote to them now if this would jeopardise the Statute Barred? I'll have to look through my paperwork to see about any financial settlement order when we split but I do know there was a court order which included a 'Promissory Note' from his Mother and also the debt on a Joint Bank Account but I'm not sure about anything else.

      Do you suggest I write direct to Npower or to Pastdue Credit Solutions, seeing as its them who wrote to me?

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      • #4
        Originally posted by Amethyst View Post
        Do you know if the pre-payment meter was put in because of earlier issues with payments and the £997 is what remained of that debt after the account closed in 2012 ? Rather than a debt incurred after you left ( as tricky to incur a debt on prepayment meters, unless your ex had it changed?)

        They do seem to have taken rather a long time to chase you for it, presumably they've been chasing your ex up until now, but as it's coming up on statute barred ( August 2018 I'd guess) they thought they'd try you as well.

        I'd write to NPower and ask for a full breakdown of the debt, payments made through the Prepayment meter and so on.

        Did you have any financial settlement order between you and your ex re splitting of the debts / house etc ?
        I have been through my paperwork and come across a letter from my ex husbands solicitor asking that I give him the money left out of the sale of the property in order for him to put it towards his outstanding debts, including the gas bill (it's actually listed on the letter). Is this sufficient to revert the debt back to him or would I need a copy of the Financial Settlement Order? I did give him everything from the sale after the mortgage and fees were paid.

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