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Hello I’m hoping someone can help me please.
I've received the below pre-legal assessment letter from Lowell today. saying I owe £422.47
Dear M
Your Orange account remains unpaid. We are now deciding whether to transfer your account to our solicitors to take legal action against you to recover this debt.
What does legal action mean?
If legal action is taken, the process is as follows:
1. A claim form is issued by the court.
2. Court fees, solicitor’s costs and interest are added to the claim form which would increase the amount owed.
3. If you do not respond to the claim within 14 days, a County Court Judgment (CCJ) may be registered against you.
4. This CCJ will be registered on your credit file for up to six years and may impact your ability to obtain any future credit.
Please work with us
Our preference is to work with our customers without taking legal action. Please visit our website and set up a repayment plan today, or call us on xxxx and a team member will be able to help you.
We still want to help you, but we can only work together if you contact us.
yours sincerely
craig white
uk chief operating officer.
.
I had checked my noddle account a few weeks ago and Lowell had registered a default from 17/03/2012. I did dispute through Noddle. It came back that Lowell had rejected my dispute.
I’m not really sure what to do. Please could someone help or point me in the right direction.
many thanks
I've received the below pre-legal assessment letter from Lowell today. saying I owe £422.47
Dear M
Your Orange account remains unpaid. We are now deciding whether to transfer your account to our solicitors to take legal action against you to recover this debt.
What does legal action mean?
If legal action is taken, the process is as follows:
1. A claim form is issued by the court.
2. Court fees, solicitor’s costs and interest are added to the claim form which would increase the amount owed.
3. If you do not respond to the claim within 14 days, a County Court Judgment (CCJ) may be registered against you.
4. This CCJ will be registered on your credit file for up to six years and may impact your ability to obtain any future credit.
Please work with us
Our preference is to work with our customers without taking legal action. Please visit our website and set up a repayment plan today, or call us on xxxx and a team member will be able to help you.
We still want to help you, but we can only work together if you contact us.
yours sincerely
craig white
uk chief operating officer.
.
I had checked my noddle account a few weeks ago and Lowell had registered a default from 17/03/2012. I did dispute through Noddle. It came back that Lowell had rejected my dispute.
I’m not really sure what to do. Please could someone help or point me in the right direction.
many thanks
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