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Hi all, just been declined for re financing. Advice please.
Fought and had a notice of disconitunace with Lowlifes last year, they still reported it on CF, now marked as 8 on experian.
Noddle marked as settled.
Experian says (8) last updated 22/02/16. Balance £0, 31-10-13 date of default.
Default balance £222
This is the one that i asked for help on here in 2016. I had a letter from lowlifes with a notice of discontinuance yet they carried on with the entries on my CF, the gits. I have drafted a very stiff letter to them that will be sent tomorrow, or...do I do what mortgage advisor says and settle the debt without prejudice as this will save us hassle ( I disagree with his advice tbh)..one on my wifes is £34, that will be paid in full. another £800 (my wifes) that will be a struggle, she agrees she owes the money so will have to arrange a full and final settlement figure with a DCA. is this the best option/s?
Bearing in mind we can get a new finance structure in place saving us in the region of £250 per month...
Gutted we got declined tbh as mortgage advisor says we could save thousands over the remaining term....
Fought and had a notice of disconitunace with Lowlifes last year, they still reported it on CF, now marked as 8 on experian.
Noddle marked as settled.
Experian says (8) last updated 22/02/16. Balance £0, 31-10-13 date of default.
Default balance £222
This is the one that i asked for help on here in 2016. I had a letter from lowlifes with a notice of discontinuance yet they carried on with the entries on my CF, the gits. I have drafted a very stiff letter to them that will be sent tomorrow, or...do I do what mortgage advisor says and settle the debt without prejudice as this will save us hassle ( I disagree with his advice tbh)..one on my wifes is £34, that will be paid in full. another £800 (my wifes) that will be a struggle, she agrees she owes the money so will have to arrange a full and final settlement figure with a DCA. is this the best option/s?
Bearing in mind we can get a new finance structure in place saving us in the region of £250 per month...
Gutted we got declined tbh as mortgage advisor says we could save thousands over the remaining term....
