Two children child benefit cap.....what do you think?

[singlemom]

Re: Two children child benefit cap.....what do you think?

I am a single parent with three daughters. I have always worked. I am struggling a bit because of the reduction of housing benefit. I think they warned me a year in advance. Yet, my ex husband remarried has a son, does not work....free apartment in West London (nice area too), he brought his wife in from abroad. Though to be fair she is studying. (as I think she ultimately would like to work). There is something desperately NOT right about the system!

[Magrew]

Re: Two children child benefit cap.....what do you think?

Does no-one think this is very short sighted? Today's children are tomorrow's taxpayer and wealth enabler.

A huge part of the problem looming ahead of us is the increasing proportion of elderly in the community which leaves us short of tax revenue to support them. One way to increase tax revenue is to have more taxpayers, there is a very clear logic to offer greater incentives for population growth.

Of course if you do follow this route you need to invest to ensure they grow to become contributers into the community rather parasites of it.

Denmark probably have shown the greatest commitment to this strategy in Europe.

[miliitant]

Re: Two children child benefit cap.....what do you think?

HAS ANYBODY CONSIDERED WHAT WOULD HAPPEN IF SOMEONE TOLD SMITH TO SHOVE IT AND HAD THREE KIDS

now who would support that child, the state has a legal obligation under the human rights act "right to life"

i think this is more like posturing from that bafoon smith rather than an actual goverment policy

[Sapphire]

Re: Two children child benefit cap.....what do you think?

But it is about time where we have a rule that if you decide to have children then you shout be able to afford to keep them, I know that sometimes peoples circumstances change, ie job loss, a death or whatever and we do need to support those people in genuine need, but we should not be expected to keep funding people who are having babies in order to keep getting the benefits. What might work is if child related benefits were given in the form of vouchers for food, utilites and childrens clothes, it would stop the feckless ones spending the money on alcohol, ciggies and so on.
Some people would love big family but if you can't afford them then you can't, I'd love a Ferrari but I can't afford one, so I don't have it, its basic economics isn't it.

[miliitant]

Re: Two children child benefit cap.....what do you think?

i agree on the above but its the majority that is suffering for the minoriry

take benefit fraud, it miniscule of the level compared with tax avoidance

why does the tory cabinet not publish how much it has stashed in off shore accounts. that does not get discussed anymore , does it

yesterdays chip paper again

anything to divert from the truth such as ford closing its factory

what about all the ancilary companies that produce parts for the ford factory, nothing is being said about those job losses

we need to get our priorities right in this country first and start addressing the real problem

austerity is not working

[Hurricane Puffrose]

Re: Two children child benefit cap.....what do you think?

[QUOTE=sapphire;292459 What might work is if child related benefits were given in the form of vouchers for food, utilites and childrens clothes, it would stop the feckless ones spending the money on alcohol, ciggies and so on..[/QUOTE]

this i agree with!

Also, I'm loving the OFT clamping down on the price of school uniforms, our kids school has just become an academy and want us to buy all new uniforms.. where can I afford to throw perfectly good clothes in the bin because it doesnt have the word ACADEMY on it!

I have to say though, people who are Joe Bloggs and his partner are really going to suffer, personally speaking our tax credits pay the council tax, the child benefit is paying our water bill,and thats all we get extra!

if I won the lottery I would have more kids, but we can't afford it, and I am delighted to have the 3 I have, got told aged 17 I would never be able to have kids, haha docs jokes on you!!

At the end of the day, if my money was stopped we would get through, because as a Mam i have to provide for my babies, but the tiny help we are getting makes it an easier task.

[enaid]

Re: Two children child benefit cap.....what do you think?

Think watching Jeremy Kyle if you can stomach it, just puts in reality what is going on. He gets a tv show and probably a bloody good wage from having people on his show 5 days a week with mothers who have kids that either want to find out who the father is, or if they do know who the father is why he can afford cannabis every day or booze but not pay for the upkeep of the kid.
These are the ones who shirk responsibility, one for having a kid and not knowing who daddy is (I do accept mistakes can happen, I am not a prude) and two when the dad decides he can't help provide for his kid. Well why should we keep these kids when it is hard enough keeping our own kids even when the two parents are working.

After World War II, bringing up several children was encouraged to restore the birth rate.And in 1945 the Family Allowance was introduced to provide benefit for second and subsequent children.
It was 5/- per week for all children except the first born and it was not till the 70s did the first born get the benefit.

[Inca]

Re: Two children child benefit cap.....what do you think?

I had my son in '88..years before the tax credits were even introduced.I got Child Benefit,that was it.My hubby worked full time (nights) and I worked in a club at lunchtimes cos thats when someone could have my boy for 3 hours.My wage and CB bought his necessities.

[enaid]

Re: Two children child benefit cap.....what do you think?

I had my son in '88..years before the tax credits were even introduced.I got Child Benefit,that was it.My hubby worked full time (nights) and I worked in a club at lunchtimes cos thats when someone could have my boy for 3 hours.My wage and CB bought his necessities.

And in that statement, what do you think if anything is wrong?

I would say that it is wrong that you had to work and receive a benefit in order to provide for one child.
Your husband was working full time and you still could not basically afford to have a child.

[Inca]

Re: Two children child benefit cap.....what do you think?

[QUOTE=enaid;292524]And in that statement, what do you think if anything is wrong?

I would say that it is wrong that you had to work and receive a benefit in order to provide for one child.
Your husband was working full time and you still could not basically afford to have a child.[/QUOTE
No basically about it hun,,couldn't afford another one.And my siblings were always buying Jack clothes,Mum bought all his shoes till day she died and My Dad bought all his g/kids a decent winter coat every year..I'll admit,,I'd have been screwed without them (oh and as the child of older parents,I didn't want to be one myself.

[enaid]

Re: Two children child benefit cap.....what do you think?

You would have gotten by cause that's what we do.

My point is I believe that one person working full time should be able to afford to keep a roof over the family heads and provide all the BASIC needs for that family. I really don't know what would be classed as luxury today, but what ever it is the other partner if able should go to work to provide this.
To me there is something radically wrong when two parents are working and still need top ups to keep their family alive and well.
Where one parent families are concerned to me there is only a genuine one parent family when one of the parents has died, both parents should be responsible financially for that child and trust me if it were a choice between a footy match, a joint or a pint or paying to keep a kid then maybe some lads would get the message. It sickens me to see them strutting about on tv shows in designer gear, on drugs and gawd knows how much they spend on that and being able to afford a cig and a drink while we are paying for the mum and kid to live and often better than some.
I know there are genuine cases where one parent can not be traced and these cases should be treated accordingly.

Where families become in trouble financially through no fault of their own ie redundancy or sickness then the benefit system should be fair and offer them no more, no less than the standard of living they were previously on thus people would not be accused of being better off not working.

That's my gripe, I know everyone thinks different and I maybe well out of order in my thoughts. I have other thoughts too but I dare not put them to paper.

[Daisy-01]

Re: Two children child benefit cap.....what do you think?

I would have to agree with some... I work in an industry whereas I see women who are quite young (and middle aged) who have been having babies as a way out. their local authority pays for a house, and various other things so we are encouraging young moms.

Now I am not painting all young mums or mums with the same brush. Personally, I couldn't afford to have anymore children and I felt that i rather give a good life to one. Not everyone is in the same position as me... Some people start off in a great position and it declines.

Its hard I think Chinas rule is a bit strict but is it? I mean I can understand the basics of the rule(I don't get the whole male vs female thing).

We need to find a balance, we can't carry on supporting everyone but at the same time we have to ensure we are keeping peoples rights fair and allowing people the freedom of choice. It is a very hard decision....

[Nic]

Re: Two children child benefit cap.....what do you think?

I kind of agree with this cap and think something should be done for the people that have kid after kid but I don't really see how this could even happen all this change will do is put more innocent children below the poverty line that's the important thing yes people get annoyed with people on benefits and judge them often unfairly and that gets my goat.
It seems to me some people would rather see innocent children starve..... And walk around in dirty old clothes and being uncared for I think a bigger problem should be looked at for example politicians and there expenses? Wouldn't it be lovely if all normal working people had those privileges and those lovely rich businessmen and women who tax dodge? Oh and how about the atos and there 28million bonus this government doesn't have a clue about real life and struggle there just pompous idiots who are looking out for there own kind !!! Rant over

[Hurricane Puffrose]

Re: Two children child benefit cap.....what do you think?

I agree Enaid,
I think it is totally wrong that Hubby works every hour he can to feed, clothe and protect his kids, yet there are guys here who knowingly walk past some (please note the use of the word some) of their kids without batting an eyelid!
One man here has 3 kids by partner 1 (2 kids live with him no 3 lives with ex), 2 kids by partner 2 (who knew him a grand sum of 3 weeks before being up the splodge) and a baby by partner 3 (again, knew him the incredibly long time of 2 weeks before moving in and getting up the duff) and there is a rumour about another woman and baby no 7!
He is on full benefits, doesnt work, has his rent paid and has a full home cinema set, and when the no benefits past 3 kids rule came in, he kicked mother no 2 out and therefore kept his benefits at top whack!

if we think on things practically,
based on my family, 2 adult, 3 kids, 1 wage. (so far.. roll on puff finding a job!)

wage (aprox) £250 (week)
Tax credit 150 (week)
Child benefit £140 (month)

1 weeks shopping for 5, at asda, no luxuries just essential.
buying own brands £90-120 (bye bye tax credit)
Gas & Electric £20 each
School Dinners 7.50 per kid (mine get packed lunches but im adding it in as an essential)
petrol (or Mr R doesnt get to said place of employment) £20
Bills (water, other debts, council tax etc) lets say £150

so.. thats
total income per week £400
total outgoings aprox £340 leaving us the grand sum of £60 for emergencies (running out of milk, school trips, that sort of thing!)

[leclerc]

Re: Two children child benefit cap.....what do you think?

The China one child policy is not as clear cut as you might imagine. You can have a second child(but you may be fined as a result) as can be read here: http://en.wikipedia.org/wiki/One-child_policy