What happens after the FOS?

Where do I go next if I disagree with the OFT's findings?

[pompeyfaith]

Re: What happens after the FOS?

what are the OFT disagreeing with

[The Debt Star]

Re: What happens after the FOS?

the removal of a default notice - but caused by the negligence of my bank during a dispute

[LuggerBugs]

Re: What happens after the FOS?

The FOS can say what they want, but only the bank would need to abide by their ruling.

You on the other hand, can take it or leave it. If you are not happy, you are free to explore other avenues of enforcement. And since your beef seems to be with a default on your credit file, your next step should be to complaint to the ICO.

Bear in mind though, that the ICO WILL say that even in the absence of an enforcable debt, if you technically owe money, you cannot say that the data is erroneous as a result.