How's this for a helpful and well informed response:
Thank you for your email regarding the OFT's decision to commence litigation proceedings against the big seven banks over possible unfair overdraft charges. I apologise for the delay in my response which is due to the European Parliament having only recently reconvened following its summer recess. For your information, I also reply on behalf of my fellow Conservative colleague for Yorkshire & Humber, Mr Timothy Kirkhope.
I have consulted with the Conservative Spokesman for Internal Markets and Consumer Protection, Mr Malcolm Harbour, as well as the Office of Fair Trading, and have been informed that the litigation proceedings form part of a test-case which is aimed in the long-run at providing the consumer with more certainty and fairness regarding bank charges that they incur.
You mention in your email that whilst the OFT are carrying out their investigation that the FSA has put a stop on all claims currently being made against these banks. You will be pleased to hear, however, that this is not entirely the case. I have been informed by the OFT that there are some district and county courts in the UK which are still processing claims and are finding in favour of the claimant when banks fail to turn up to Court to defend themselves. I suggest that if you would like to find our further information on this matter, that you follow the below link:
BBC NEWS | Business | Banks still being sued over fees
For assistance in moving your claim against a bank forward, I suggest that you contact your local Consumer Direct branch. The number to call is 08454 04 05 06.
I hope that you find this information useful.
Yours sincerely,
Edward McMillan-Scott
Edward McMillan-Scott MEP (Yorkshire & Humber, UK, Conservative)
Vice-President of the European Parliament
Email: emcmillanscott@europarl.e u.int
Thank you for your email regarding the OFT's decision to commence litigation proceedings against the big seven banks over possible unfair overdraft charges. I apologise for the delay in my response which is due to the European Parliament having only recently reconvened following its summer recess. For your information, I also reply on behalf of my fellow Conservative colleague for Yorkshire & Humber, Mr Timothy Kirkhope.
I have consulted with the Conservative Spokesman for Internal Markets and Consumer Protection, Mr Malcolm Harbour, as well as the Office of Fair Trading, and have been informed that the litigation proceedings form part of a test-case which is aimed in the long-run at providing the consumer with more certainty and fairness regarding bank charges that they incur.
You mention in your email that whilst the OFT are carrying out their investigation that the FSA has put a stop on all claims currently being made against these banks. You will be pleased to hear, however, that this is not entirely the case. I have been informed by the OFT that there are some district and county courts in the UK which are still processing claims and are finding in favour of the claimant when banks fail to turn up to Court to defend themselves. I suggest that if you would like to find our further information on this matter, that you follow the below link:
BBC NEWS | Business | Banks still being sued over fees
For assistance in moving your claim against a bank forward, I suggest that you contact your local Consumer Direct branch. The number to call is 08454 04 05 06.
I hope that you find this information useful.
Yours sincerely,
Edward McMillan-Scott
Edward McMillan-Scott MEP (Yorkshire & Humber, UK, Conservative)
Vice-President of the European Parliament
Email: emcmillanscott@europarl.e u.int