received court letter for ex-partner

[DTSFA]

hi

I received a court letter from PO Box 300 NN1 2TX for ex partner debt dating back to 1998

I have been returning these letters to Arrow (debt collector referred to on court paperwork) for over a year stating 'person not known at this address' etc. Sometimes enclosing their letter, and putting in writing 'this person does not reside at this address, I do not have a forwarding address'

is it best to return the court forms, along with letters I have sent to Arrow informing them that ex does not reside with me, and copy into the solicitor mentioned on the court paperwork, again explaining that I have for over a year explained that my ex does not reside here?

thanks for help in advance

[nemesis45]

Re: received court letter for ex-partner

hi

I received a court letter from PO Box 300 NN1 2TX for ex partner debt dating back to 1998

I have been returning these letters to Arrow (debt collector referred to on court paperwork) for over a year stating 'person not known at this address' etc. Sometimes enclosing their letter, and putting in writing 'this person does not reside at this address, I do not have a forwarding address'

is it best to return the court forms, along with letters I have sent to Arrow informing them that ex does not reside with me, and copy into the solicitor mentioned on the court paperwork, again explaining that I have for over a year explained that my ex does not reside here?

thanks for help in advance

Good Morning, welcome to LB,

The PO Box address is this Lowell Solicitors Ltd?

nem

[DTSFA]

Re: received court letter for ex-partner

thanks Nemesis

it is the county court bulk handling service at Northampton

[CLL1]

Re: received court letter for ex-partner

Just return to the court as addressee gone away.

[nemesis45]

Re: received court letter for ex-partner

thanks Nemesis

it is the county court bulk handling service at Northampton

Ok,

If the claim pack is addressed solely to your ex you should return it to the CC business centre with a covering letter.

I would be inclined to tell Arrow Global via Formal Complaint that if they continue to send correspondence to your address you will make a complaint of harassment and will also send the details to the FCA.

nem

[DTSFA]

Re: received court letter for ex-partner

I would be inclined to tell Arrow Global via Formal Complaint that if they continue to send correspondence to your address

yep, I too was thinking of that.

I will draft letter this weekend, post out Monday.

thanks

[DTSFA]

Re: received court letter for ex-partner

just a foot note, are there any useful template letters for complaining to FCA for situations like this?

thanks

[nemesis45]

Re: received court letter for ex-partner

just a foot note, are there any useful template letters for complaining to FCA for situations like this?

thanks

No each case is very different.

One cannot make individual complaints to the FCA however the conduct of a regulated/licensed company can be reported the FCA will log all such reports and if sufficient information is provided it can take action. It's always worth making a report.

A straight forward " what's happened how and when" will suffice with copies of any " evidence".

nem

[DTSFA]

Re: received court letter for ex-partner

thanks nem, been a great help

[JulieM]

Re: received court letter for ex-partner

I realise this is from 1998 and is an ex but do you have any contact details for them, that is if you want anything to do with them.

[Diana M]

Re: received court letter for ex-partner

I received a court letter from PO Box 300 NN1 2TX for ex partner debt dating back to 1998

I have been returning these letters to Arrow (debt collector referred to on court paperwork) for over a year stating 'person not known at this address' etc. Sometimes enclosing their letter, and putting in writing 'this person does not reside at this address, I do not have a forwarding address'

is it best to return the court forms, along with letters I have sent to Arrow informing them that ex does not reside with me, and copy into the solicitor mentioned on the court paperwork, again explaining that I have for over a year explained that my ex does not reside here?

I see this situation differently from others

Firstly, it is a criminal offence to open other people's mail (Postal Service Act 2000) although I doubt you'll find yourself behind bars for doing it. Curiosity is a powerful force, but I would be mortified if my ex-husband opened my letters. Would you have opened the letters if they had been addressed to Mr Mickey Mouse and not your ex?

Secondly, I see no harassment. Arrow is writing to your ex not you. Ditto Northampton County Court. Harassment needs to be something done which makes you feel "distressed, humiliated or threatened". How can a letter addressed to someone else do that to you? Especially since the sender would not expect you to (lawfully) open it. Didn't Arrow's letters say "to be opened by the addressee only" on the envelope, because they usually do?

I can see it's a faff to keep writing "Gone Away" on an envelope and stuffing it in the post box, but that's hardly harassment.

The CAB has a simplistic guide on what to do with mail which isn't for you. It gives you three options (all of them legal) > https://www.citizensadvice.org.uk/co...ne-elses-post/

I think the only thing you need to worry about is whether your ex is financially associated with you on Credit Reference Agency files since there's an implication that your ex may have a debt - albeit the case hasn't been tried yet to know if that is true, all that's arrived is the summons.

A financial association could be to your detriment if the link has a negative impact on your own credit status. This link to Experian tells you how to get it removed if needed >

http://www.experian.co.uk/consumer/q...kjames285.html

Writing to the solicitor for the Claimant to tell them anything about the Defendant (your ex) is a definite no-no! Do what the CAB advise and nothing more.

Di

[nemesis45]

Re: received court letter for ex-partner

Have to disagree.
Arrow have been formally informed that the person concerned is not resident at DTSFA 's address yet they persist in sending letters and have now issued a claim.

It is the OP's choice if to pass on contact details for the ex if asked, nothing unlawful in doing so.

The constant flow of mail after taking action in informing the sender of non residence is harassing, for example when we moved into our current home we received dozens of letter from a debt purchasers seeking 2 individuals once resident here.

Having informed the sender and returned items to them they still persisted ( BTW using the return address on debt collectors envelopes is pointless it's just a dead letter office) A formal complaint to the CEO of the offending company resulted in a high 3 figure compensation payment.
However I do agree checking for financial/residential links is advisable.

nem

[Diana M]

Re: received court letter for ex-partner

are there any useful template letters for complaining to FCA for situations like this?

What would be your complaint to the FCA?

All Arrow has done is send letters to someone who they believe (rightly or wrongly) lives at that address. The fact that you've written and told them different is awkward since you shouldn't have opened their mail in the first place.

Arrow may also suspect it's not true if your ex is still on the Electoral Roll or there is other financial information 'live' on their CRA files linking them to the address.

Arrow will only listen to what your ex says to them or what a tracing agent advises them.

Di

[Diana M]

Re: received court letter for ex-partner

Have to disagree.

That's a good thing

Forums are meant to be about a variety of opinions so that the poster can make an informed choice as to what they should do.

Di

[charitynjw]

Re: received court letter for ex-partner

That's a good thing

Forums are meant to be about a variety of opinions so that the poster can make an informed choice as to what they should do.

Di

In that case, can I disagree a little bit?

Firstly, it is a criminal offence to open other people's mail (Postal Service Act 2000)

84Interfering with the mail: general.

(1)

A person commits an offence if, without reasonable excuse, he—

(a)

intentionally delays or opens a postal packet in the course of its transmission by post, or

(b)

intentionally opens a mail-bag.

Update:
Should have quoted 84(3) as pointed out below.
I clearly have my 'Sunday' head on! :sleep: