Tweet
Morning All
Following BBC WatchDog's feature on Credit Reference Agency errors on Wednesday's episode we feelthat the vast majority of CRA issues WE encounter are caused by the Lender entering incorrect and in some cases downright spiteful Defaults against consumer's credit files.
I am specifically interested in DEFAULTS not CCJ's.
This is because a default can be entered on your CRA by anyone who takes on an account in arrears, such as a DCA. They do not have to go to Court, yet the damage is exactly the same as a CCJ. 6 Years of Poor credit, higher rates of interest etc. I believe this to be grossly unfair and I am seeing increasing numbers of these cases.
WatchDog may do a feature on the matter if enough people tell them about their experiences of this situation.:tinysmile_grin_t:
So if you have been wrongfully defaulted, PLEASE email watchdog@bbc.co.uk
Many Thanks
Following BBC WatchDog's feature on Credit Reference Agency errors on Wednesday's episode we feelthat the vast majority of CRA issues WE encounter are caused by the Lender entering incorrect and in some cases downright spiteful Defaults against consumer's credit files.
I am specifically interested in DEFAULTS not CCJ's.
This is because a default can be entered on your CRA by anyone who takes on an account in arrears, such as a DCA. They do not have to go to Court, yet the damage is exactly the same as a CCJ. 6 Years of Poor credit, higher rates of interest etc. I believe this to be grossly unfair and I am seeing increasing numbers of these cases.
WatchDog may do a feature on the matter if enough people tell them about their experiences of this situation.:tinysmile_grin_t:
So if you have been wrongfully defaulted, PLEASE email watchdog@bbc.co.uk
Many Thanks
)
Comment