• Welcome to the LegalBeagles Consumer and Legal Forum.
    Please Register to get the most out of the forum. Registration is free and only needs a username and email address.
    REGISTER
    Please do not post your full name, reference numbers or any identifiable details on the forum.

Mum died 19 years ago Barclays say she had PPI

Collapse
Loading...
X
  • Filter
  • Time
  • Show
Clear All
new posts

  • Mum died 19 years ago Barclays say she had PPI

    Hi
    My Mum died in January 2004 , 19 years ago.
    ​​​​​​At time she had a personal loan with Barclays .
    When she told Barclays she had terminal cancer , they offered her a " free will wtiting service" and told her they would take the loan from her Estate. They also said they would " look after her affairs" They wanted her to sign and have them as sole executor of the will. But Mum insisted I would also be executor and tòok my Brother off as executor.
    After she died , my Brother was miffed he was not excutor but both He and I were sole beneficiaries.
    My experience with Barclays was horrific...they were utterly bullies, and were quite forceful in taking the lead and wanted me to sign executor ship over to them.
    I refused.
    Mum's estate was around £100K .
    In the small print , which I'm sure Mum would never have agreed to, they would take the remaining loan , AND 30% of the estate!
    Once her flat was sold etc probate etc ( all of which they took the lead) freezing me out of everything, the estate was settled.
    My Brother and I got £35k each. Barclays had the rest.
    ​​​Today , I got a letter from Zelda. Explaining they took over Barclays and were involved in the estate and as a beneficiary of Mums will they have to notify me she had a PPI.
    There is a £1688 net outstanding on the estate.
    Please complete form with ID and send and they will deduct £ 628 " finders fee" ?

    I mean is this for real????
    A. it's stirred up bad memories of Barclays.
    B. If a PPI was taken out , why now ?
    C. If there is a legal valid claim , why a finders fee?
    I didnt request they find it?!.

    Any thoughts on how to approach this please?
    If they are hoping I will just fill in form and send it off , gratefully , they are wrong.
    Advice Please.
    Thank You .
    Tags: None

  • #2
    Hi RainDaisy

    I can't find anything for Zelda, are you sure it's not a scam letter. That's an awful experience with Barclays, you should have complained to the FOS, the CEO of Barclays etc.

    Comment


    • #3
      I suspect raindaisy is referring to the ZEDRA TRUST COMPANY, who were once k/a Barclays trust co.

      I'm afraid your experience with Barclays is not unusual, and I hope others learn from your experience that banks should never be appointed as executors.

      As Barclays(trust co?) were executors and have now changed their name I suppose they might be entitled to 30% of the newly discovered assets (£506.40).
      However as executors it is their duty to locate the assets, so other than their reasonable expenses in doing so, I don't see why they should be able to claim a finders fee.

      I would certainly be raising questions about the probity of Barclays/Zedra as suggested by echat11

      Comment

      View our Terms and Conditions

      LegalBeagles Group uses cookies to enhance your browsing experience and to create a secure and effective website. By using this website, you are consenting to such use.To find out more and learn how to manage cookies please read our Cookie and Privacy Policy.

      If you would like to opt in, or out, of receiving news and marketing from LegalBeagles Group Ltd you can amend your settings at any time here.


      If you would like to cancel your registration please Contact Us. We will delete your user details on request, however, any previously posted user content will remain on the site with your username removed and 'Guest' inserted.
      Working...
      X