Hi
My Mum died in January 2004 , 19 years ago.
At time she had a personal loan with Barclays .
When she told Barclays she had terminal cancer , they offered her a " free will wtiting service" and told her they would take the loan from her Estate. They also said they would " look after her affairs" They wanted her to sign and have them as sole executor of the will. But Mum insisted I would also be executor and tòok my Brother off as executor.
After she died , my Brother was miffed he was not excutor but both He and I were sole beneficiaries.
My experience with Barclays was horrific...they were utterly bullies, and were quite forceful in taking the lead and wanted me to sign executor ship over to them.
I refused.
Mum's estate was around £100K .
In the small print , which I'm sure Mum would never have agreed to, they would take the remaining loan , AND 30% of the estate!
Once her flat was sold etc probate etc ( all of which they took the lead) freezing me out of everything, the estate was settled.
My Brother and I got £35k each. Barclays had the rest.
Today , I got a letter from Zelda. Explaining they took over Barclays and were involved in the estate and as a beneficiary of Mums will they have to notify me she had a PPI.
There is a £1688 net outstanding on the estate.
Please complete form with ID and send and they will deduct £ 628 " finders fee" ?
I mean is this for real????
A. it's stirred up bad memories of Barclays.
B. If a PPI was taken out , why now ?
C. If there is a legal valid claim , why a finders fee?
I didnt request they find it?!.
Any thoughts on how to approach this please?
If they are hoping I will just fill in form and send it off , gratefully , they are wrong.
Advice Please.
Thank You .
My Mum died in January 2004 , 19 years ago.
At time she had a personal loan with Barclays .
When she told Barclays she had terminal cancer , they offered her a " free will wtiting service" and told her they would take the loan from her Estate. They also said they would " look after her affairs" They wanted her to sign and have them as sole executor of the will. But Mum insisted I would also be executor and tòok my Brother off as executor.
After she died , my Brother was miffed he was not excutor but both He and I were sole beneficiaries.
My experience with Barclays was horrific...they were utterly bullies, and were quite forceful in taking the lead and wanted me to sign executor ship over to them.
I refused.
Mum's estate was around £100K .
In the small print , which I'm sure Mum would never have agreed to, they would take the remaining loan , AND 30% of the estate!
Once her flat was sold etc probate etc ( all of which they took the lead) freezing me out of everything, the estate was settled.
My Brother and I got £35k each. Barclays had the rest.
Today , I got a letter from Zelda. Explaining they took over Barclays and were involved in the estate and as a beneficiary of Mums will they have to notify me she had a PPI.
There is a £1688 net outstanding on the estate.
Please complete form with ID and send and they will deduct £ 628 " finders fee" ?
I mean is this for real????
A. it's stirred up bad memories of Barclays.
B. If a PPI was taken out , why now ?
C. If there is a legal valid claim , why a finders fee?
I didnt request they find it?!.
Any thoughts on how to approach this please?
If they are hoping I will just fill in form and send it off , gratefully , they are wrong.
Advice Please.
Thank You .
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