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What legislation is there that helps me?
Section 4A - Public Order Act 1986.
Section 40 - Administration of Justice Act 1970.
Section 1 & 2 - Malicious Communications Act 1988.
The Protection from Harassment Act 1997,
(“the Act”) the provisions of this Act are quite complicated so I have detailed the most interesting bits. The Act was introduced to deal with stalking offences, however, Section 1 can be applied to creditors harassing borrowers whereby a person is guilty of this offence if they pursue a course of conduct that they know is harassment of another. The debtor would need to prove that it had happened more than once.
The Act also allows a borrower to issue civil proceedings, through the Courts and if the claimant is successful then damages may be awarded for any financial loss and anxiety caused by the harassment and hassle.
Section 4A - Public Order Act 1986.
Section 40 - Administration of Justice Act 1970.
Section 1 & 2 - Malicious Communications Act 1988.
The Protection from Harassment Act 1997,
(“the Act”) the provisions of this Act are quite complicated so I have detailed the most interesting bits. The Act was introduced to deal with stalking offences, however, Section 1 can be applied to creditors harassing borrowers whereby a person is guilty of this offence if they pursue a course of conduct that they know is harassment of another. The debtor would need to prove that it had happened more than once.
The Act also allows a borrower to issue civil proceedings, through the Courts and if the claimant is successful then damages may be awarded for any financial loss and anxiety caused by the harassment and hassle.
