Ok, so it wouldn't be me if I wasn't in a pickle with something!
I'm pretty sure I am right but I would like to know where I stand legally.
I use First Utility (henceforth known as FU) for gas and electricity, have been with them since December and that is where my saga starts.
I set up a DD for £100 a month in December, they decided in their greatest wisdom to set the DD up in the name of MR Slainte G Caragh when I am very obviously NOT a mister and do not have the initial G in my name at all (that would be the hubby's name) so my bank froze my bank account - fair play the bank!
I then had to pay every other bill I had (including my publisher) double! I called up FU to reset my payment plan at £100 per month and was told "can't do that it has to be £130 pm!"
I made a £50 payment and gave meter readings. the original arrangement I made was 2 payments of £50 per month then back to the £100 a month payments.
I will spare you the saga of the smart meters and the fact FU told me my home was a death trap due to their location, suffice to say I am still waiting for FU to install the bloody things!
I am now having letters from a DCA with regards to a balance of £173, which funnily enough it the exact amount of the estimated bill. FU admit this bill is now null and void as I provided meter readings, but are still sending me to the DCA with regards to this.
My way of thinking is:
FU have declined to set up a formal payment plan even though the amounts I offered were more that reasonable (£100 per month) . They agent has said this is because he "didn't want to!"- Am I right that this is against the debt collection guidelines?
FU are collecting on an estimated bill despite the fact they now have a meter reading- Am I correct in thinking they cannot do this? Every part of me is screaming this bill is VOID!
FU are debt collecting on an account that is being paid- surely they can't do this?
Advice please
thanks
Callie <3
I'm pretty sure I am right but I would like to know where I stand legally.
I use First Utility (henceforth known as FU) for gas and electricity, have been with them since December and that is where my saga starts.
I set up a DD for £100 a month in December, they decided in their greatest wisdom to set the DD up in the name of MR Slainte G Caragh when I am very obviously NOT a mister and do not have the initial G in my name at all (that would be the hubby's name) so my bank froze my bank account - fair play the bank!
I then had to pay every other bill I had (including my publisher) double! I called up FU to reset my payment plan at £100 per month and was told "can't do that it has to be £130 pm!"
I made a £50 payment and gave meter readings. the original arrangement I made was 2 payments of £50 per month then back to the £100 a month payments.
I will spare you the saga of the smart meters and the fact FU told me my home was a death trap due to their location, suffice to say I am still waiting for FU to install the bloody things!
I am now having letters from a DCA with regards to a balance of £173, which funnily enough it the exact amount of the estimated bill. FU admit this bill is now null and void as I provided meter readings, but are still sending me to the DCA with regards to this.
My way of thinking is:
FU have declined to set up a formal payment plan even though the amounts I offered were more that reasonable (£100 per month) . They agent has said this is because he "didn't want to!"- Am I right that this is against the debt collection guidelines?
FU are collecting on an estimated bill despite the fact they now have a meter reading- Am I correct in thinking they cannot do this? Every part of me is screaming this bill is VOID!
FU are debt collecting on an account that is being paid- surely they can't do this?
Advice please
thanks
Callie <3
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