I have been battling with British Gas now for 8 months. They have registered a default on my credit file, for an account I do not believe I held.
BG. have been unable to provide evidence of either a credit agreement or Utility bills relating to this debt and have led me round in circles, giving me inconsistent information on the amount outstanding, and related account numbers.
The current situation is that they have informed me I owe almost £1700 for an unpaid bill on a 3 bed property I rented between April and November 2012! Not only are they unable to provide a breakdown of these costs, or any related paperwork, the amount they are claiming I used over summer months, would suggest a major Gas leak, unless I was actually fuelling the rest of the street also.
My question is - if BG are unable to evidence this debt and yet have adversely impacted my credit reference to the point where I have been stuck in rented accommodation since 2012, what can I do about this?
Can I clear my name - without agreeing to pay off a debt that I do not owe?
What would the implications of taking this to court be?
I desperately need to get my self into a position where I am able to get back on the mortgage ladder therefore I am determined not to let these idiots beat me!
All help would be very much appreciated please?
BG. have been unable to provide evidence of either a credit agreement or Utility bills relating to this debt and have led me round in circles, giving me inconsistent information on the amount outstanding, and related account numbers.
The current situation is that they have informed me I owe almost £1700 for an unpaid bill on a 3 bed property I rented between April and November 2012! Not only are they unable to provide a breakdown of these costs, or any related paperwork, the amount they are claiming I used over summer months, would suggest a major Gas leak, unless I was actually fuelling the rest of the street also.
My question is - if BG are unable to evidence this debt and yet have adversely impacted my credit reference to the point where I have been stuck in rented accommodation since 2012, what can I do about this?
Can I clear my name - without agreeing to pay off a debt that I do not owe?
What would the implications of taking this to court be?
I desperately need to get my self into a position where I am able to get back on the mortgage ladder therefore I am determined not to let these idiots beat me!
All help would be very much appreciated please?
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