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CCJ in error

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  • CCJ in error

    My wife found out she had a CCJ from Welsh Water which they admit was done in error. This was issued in 2022 and she was not aware of it as it referred to a property that we had sold in 2013. Due to this she has been refused two bank loans. She only became aware last week when a bank employee informed her of the judgement. Welsh Water have offered her 200 in compensation which I believe is a paltry sum for the problems caused, distress and damage to her reputation. I would be pleased to receive guidance regarding the sum she should expect.
    Tags: None

  • #2
    Ask them to arrange for the ccj to be set aside and to clean up the credit record.
    Lawyer (solicitor) - retired from practice, now in academia. I do not advise by private message.

    Litigants in Person should download and read this: https://www.judiciary.uk/wp-content/..._in_Person.pdf

    Comment


    • #3
      What about compensation?.

      Comment


      • #4
        First things first. By all means ask, but isn't getting the record cleared up an important first step?
        Lawyer (solicitor) - retired from practice, now in academia. I do not advise by private message.

        Litigants in Person should download and read this: https://www.judiciary.uk/wp-content/..._in_Person.pdf

        Comment


        • #5
          Atticus is correct. Once it's resolved, follow Welsh Waters Complaints procedure on their website.
          In the meantime gather evidence, screenshots of credit report, rejections for credit etc.

          Comment

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