I need a bit of help. This is going to be some read but I will make it as brief as possible.
I split with my ex in 2010 and there was a lengthy and bitter court battle for me to see my little girl who was 2 at the time. All sorts of accusations were thrown my way and after each one was sorted another would take its place, after 4 years it was all over.
After a while I met my new partner and after hearing that we were planning to move in together my ex walked into a police station and made a complaint of fraud from 2007. We had a joint loan at this time with Northern Rock and on their collapse it was rolled into our new mortgage with Halifax. The loan was originally taken out by us both as we had split up at this point and it was to consolidate our depth to allow us to move our separate ways and to pay the remainder off when the house was sold. After a drunken night while all this was going on she fell pregnant and we got back together again for our little girl but it was shortlived.
Anyway she told Police that she did not sign the loan application. I was interviewed and explained the circumstances however they were unhappy that all the finances were in my name, I explained that I paid for every bill while the ex and I were together hence the depth clocked up in my name. It seems as well that forensic examination has determined that she did not sign the document, someone else has on her behalf. I am confident that I did not sign it but despite offering to provide handwriting samples to Police to prove that it wasn't me the Police are not interested.
It also seems that she contacted Northern Rock after the loan was taken out querying it so that has been evidenced. On paper it looks awful, she even has me doubting it all. I can not stress enough that I didn't do it and have told police that not only was she aware of the loan, she also benefitted from it with us taking a holiday with eachother with the remainder of the funds to help us try to rekindle the relationship.
I need to know if there is anything I can do to prove that it isn't mine. What points have to be proven? I believe her mother has signed it on her behalf or she has messed up her signature on purpose to get back at me for our original breakup. She is a very devious person so I know it isn't that far fetched.
Any help would be greatly appreciated
I split with my ex in 2010 and there was a lengthy and bitter court battle for me to see my little girl who was 2 at the time. All sorts of accusations were thrown my way and after each one was sorted another would take its place, after 4 years it was all over.
After a while I met my new partner and after hearing that we were planning to move in together my ex walked into a police station and made a complaint of fraud from 2007. We had a joint loan at this time with Northern Rock and on their collapse it was rolled into our new mortgage with Halifax. The loan was originally taken out by us both as we had split up at this point and it was to consolidate our depth to allow us to move our separate ways and to pay the remainder off when the house was sold. After a drunken night while all this was going on she fell pregnant and we got back together again for our little girl but it was shortlived.
Anyway she told Police that she did not sign the loan application. I was interviewed and explained the circumstances however they were unhappy that all the finances were in my name, I explained that I paid for every bill while the ex and I were together hence the depth clocked up in my name. It seems as well that forensic examination has determined that she did not sign the document, someone else has on her behalf. I am confident that I did not sign it but despite offering to provide handwriting samples to Police to prove that it wasn't me the Police are not interested.
It also seems that she contacted Northern Rock after the loan was taken out querying it so that has been evidenced. On paper it looks awful, she even has me doubting it all. I can not stress enough that I didn't do it and have told police that not only was she aware of the loan, she also benefitted from it with us taking a holiday with eachother with the remainder of the funds to help us try to rekindle the relationship.
I need to know if there is anything I can do to prove that it isn't mine. What points have to be proven? I believe her mother has signed it on her behalf or she has messed up her signature on purpose to get back at me for our original breakup. She is a very devious person so I know it isn't that far fetched.
Any help would be greatly appreciated
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