• Welcome to the LegalBeagles Consumer and Legal Forum. Please register to get the most out of the forum. Registration is free and only needs a username and email address.
  • LegalBeagles® is a free forum, founded in May 2007, providing legal guidance and support to consumers and SME's across a range of legal areas.

    Please do not post your full name, reference numbers or any identifiable details on the forum.

martinjhnnsn

Collapse
X
  • Filter
  • Time
  • Show
Clear All
new posts

  • martinjhnnsn

    Lowell Financial have registered 6 defaults on my credit file for debt i know nothing about.

    They are all fraudulent accounts which consist of 3 mobile phone accounts and 3 catalogues.

    I know they are fraudulent but how do i prove it to Lowell as they are just sticking their fingers in their ears and not listening to a thing i say.

    They do not answer any of my emails to say that i have reported the debts to Action Fraud quoting the crime reference numbers or do they send me letters detailing the debts including signed agreements, statements from the original creditors when asked.

    How can i convince them that the debt are not mine when they totally ignore me.

    Thanks in advance.
    Tags: None

  • #2
    Originally posted by martinjhnnsn View Post
    Lowell Financial have registered 6 defaults on my credit file for debt i know nothing about.

    They are all fraudulent accounts which consist of 3 mobile phone accounts and 3 catalogues.

    I know they are fraudulent but how do i prove it to Lowell as they are just sticking their fingers in their ears and not listening to a thing i say.

    They do not answer any of my emails to say that i have reported the debts to Action Fraud quoting the crime reference numbers or do they send me letters detailing the debts including signed agreements, statements from the original creditors when asked.

    How can i convince them that the debt are not mine when they totally ignore me.

    Thanks in advance.
    Im afraid its going to be a game of being a detective and getting the information you need to prove the fraud. It shouldnt be difficult, if lowells claim they are owed money then they should be able to give you the details of the original companies, so contact them and get the data they have about the accounts, this should help in proving the fraud.

    I did a case a couple of years ago when there was fraud, it wasnt the easiest to deal with but we won in the end
    I work for Wannops LLP . I give my free time available to helping other on the forum and would be happy to try and assist informally where needed. Any posts I make on LegalBeagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide is without liability.

    If you need to contact me please email me on Ptilley@wannops.com . My firms initial advice is always free.

    I have been involved in leading consumer credit and data protection cases including Harrison v Link Financial Limited (High Court), Grace v Blackhorse (Court of Appeal) and also Kotecha v Phoenix Recoveries (Court of Appeal) along with a number of other reported cases and often blog about all things consumer law orientated.

    You can also follow my blog on consumer credit here.

    Comment

    View our Terms and Conditions

    LegalBeagles Group uses cookies to enhance your browsing experience and to create a secure and effective website. By using this website, you are consenting to such use.To find out more and learn how to manage cookies please read our Cookie and Privacy Policy.

    If you would like to opt in, or out, of receiving news and marketing from LegalBeagles Group Ltd you can amend your settings at any time here.


    If you would like to cancel your registration please Contact Us. We will delete your user details on request, however, any previously posted user content will remain on the site with your username removed and 'Guest' inserted.

    Announcement

    Collapse

    Online Scams

    You can report online scams to Trading Standards via the Citizens Advice Consumer Helpline:

    03454 04 05 06



    Beware of COPYCAT Websites

    Check you are on the OFFICIAL website before parting with any personal information or money.
    See more
    See less

    Court Claim ?

    Guides and Letters
    Loading...

    upgrade to vip

    Want exclusive access to forums, more privacy and a live chat box? Upgrade to become a bigger part of our community.

    only £15/yr

    Offers available. No subscription traps.

    sign up now



    Search and Compare fixed fee legal services and find a solicitor near you.

    Find a Law Firm


    Working...
    X