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Possible VT issues ahead...

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  • Possible VT issues ahead...

    Hi guys,

    Just wanted to ask a question regarding a Voluntary Termination with regards to the HP agreement on my car.

    To give you a quick breakdown of my situation - my car is a 2008 BMW 320d M-Sport that has done roughly 105,000k miles and I'm currently in a bit of a jam and I can't afford it anymore. It's currently in the garage getting an MOT. In total, the repair work that needs done is:

    For the MOT
    -
    Rear discs, pads and shoes
    - Front shocks
    - Window washer jet repair

    Total = £733.

    Out with the MOT (but still needing done very soon)
    - 2 Glow plugs need changing
    - Rocker cover leaking oil
    - New turbo needed

    Total = £2,000

    Other than that, it's aesthetically spot on. Now, my worry is that if I invoke a VT would I be hit with a 2k bill for the non-MOT repairs as well? I'm sure they'll try (if they spot them). Would this not be technically normal wear and tear for a car of this age?

    The reason I'm not selling it privately is that the price I'd get for it I doubt would cover the remaining balance. I'm holding off on this plan as a last resort.

    Any help would be hugely appreciated, thanks.

    Stu W.
    Tags: None

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