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VT on HP car - letter content advice please

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  • VT on HP car - letter content advice please

    Hi one and all,

    I was wondering if I could please have some clarification on 'You will be aware that statute prevents you from levying a charge for the recovery of this vehicle; guidelines also state that if you require me to deliver this vehicle it must be no more than a short (reasonable distance) from my registered address' which I got from a draft letter to write to my car finance to voluntary terminate my HP. The predicament I have is when I called my car finance company to enquire about the financial settlement, I was told that I would have to pay £100 for them to pick the car up or drop it off which is 38 miles away. However, I am a wuss and suffer severe panic attacks when driving and I know that I can't manage just the 38 miles, I was wondering if I could state in the letter that I am amenable to a reasonable levy or am I just shooting myself in the foot. I hope that makes sense!

    Any advice would be gratefully appreciated, thanks
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