Insurer would not pay us what we wanted when our car was scrapped when someone threw

[halsaps]

Insurer would not pay us what we wanted when our car was scrapped when someone threw there door out into the path of my car
we did complain and provided costs for similar cars this was in 2009 and i just let go but know it is eating at me that it was worth more
and my wife has never quite foegiven me as it was her first the insurer was hasting advice gratefully received please.

[des8]

Re: Insurer would not pay us what we wanted when our car was scrapped when someone th

Hmm...long time ago.
You say car was scrapped. Does that mean it was actually reduced to scrap, or the insurers wrote it off as uneconomical to repair?
Whose insurance company paid out...yours or third party?
Do you still have any of the paper work.
What was the vehicle, model, age? What did you value it at and what were you actually paid?
Finally a claim is not normally paid until you have signified your agreement to the settlement amount. So I would think that the insurers have on file your agreement to the payout and it will be very difficult at this late stage to challenge that. Were you coerced somehow into agreeing the settlement against your will?
Best advice would be to put it down to experience, and if there's a next time, be more forceful.
Earn more brownie points with OH and she'll eventually come round

[halsaps]

Re: Insurer would not pay us what we wanted when our car was scrapped when someone th

Hmm...long time ago.
You say car was scrapped. Does that mean it was actually reduced to scrap, or the insurers wrote it off as uneconomical to repair? yes we had to drive to the scrapping company as well. we did get quotes I believe 3 ish they just wouldn't look into it they were most unhelpful and we told them at the time.
Whose insurance company paid out...yours or third party? In the end theres he made it very difficult for us my insurers were hastings will have to check who he was with. Do you still have any of the paper work. yes
What was the vehicle, model, age? What did you value it at and what were you actually paid? it was a S reg vauxhall astra 1.6 cars we were looking were around the £1700 I think they paid out £1400 we wanted £1700+
at the time we were on a suspended order on our house so finding extra money was very difficult .Finally a claim is not normally paid until you have signified your agreement to the settlement amount. So I would think that the insurers have on file your agreement to the payout and it will be very difficult at this late stage to challenge that. Were you coerced somehow into agreeing the settlement against your will? I did argue with the time they just didn't want to budge an inch so in the end I had to give
Best advice would be to put it down to experience, and if there's a next time, be more forceful.
Earn more brownie points with OH and she'll eventually come round yes I suppose but she digs this kind of thing every know and again oh and it was on her birthday mid October I was taking my daughter to school I must be the most unlucky person there is he admitted guilt at the time then changed his mind luckily his insurers backed down and paid for it all.

thanks for your reply