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Hi all and heres hoping somebody can help me
I made the obvious ( now ) mistake of advising the funding corporation that due to relationship breakdown i will be going bankrupt. They have now hounded me non stop for repossesion of my car. I have read with great interest all the posts on here and a lot of help has been gained. I am now in need of specific help/advice. Around two years ago i missed a payment and at the time they agreed to add it to the end of my agreement, they are now citing this as the reason that they are going to reposses the car. I have a man from the funding corp ( or at least i say he is, he states he works for separate company who liase with the police relating to cars on finance being stolen ). To be honest part of me wants to just hold my hands up and give up but after reading posts on here part of me feels why should i when they have been nothing but a nightmare for me from start to finish.The car was sold to me on a bill of sale with a credit agreement that states is regulated by the CCA 1974. This man is wanting me to tell him where the car is so he can collect it kind of now. Is it correct he has to have a stamped coy of the bill of sale to do this?? And also i read with interet about where a car can be repossesed from, can it be from a private work car park?? Any help greatfully received. It is not that i want to get away with owing money on the contrary i would rather pay i just cannot afford to pay for two months in one lump sum. I just feel they have bullied and harrassed me, ( including contacting my mother on her work mobile ) and have not been of any help at all.
With kindest regards
J
I made the obvious ( now ) mistake of advising the funding corporation that due to relationship breakdown i will be going bankrupt. They have now hounded me non stop for repossesion of my car. I have read with great interest all the posts on here and a lot of help has been gained. I am now in need of specific help/advice. Around two years ago i missed a payment and at the time they agreed to add it to the end of my agreement, they are now citing this as the reason that they are going to reposses the car. I have a man from the funding corp ( or at least i say he is, he states he works for separate company who liase with the police relating to cars on finance being stolen ). To be honest part of me wants to just hold my hands up and give up but after reading posts on here part of me feels why should i when they have been nothing but a nightmare for me from start to finish.The car was sold to me on a bill of sale with a credit agreement that states is regulated by the CCA 1974. This man is wanting me to tell him where the car is so he can collect it kind of now. Is it correct he has to have a stamped coy of the bill of sale to do this?? And also i read with interet about where a car can be repossesed from, can it be from a private work car park?? Any help greatfully received. It is not that i want to get away with owing money on the contrary i would rather pay i just cannot afford to pay for two months in one lump sum. I just feel they have bullied and harrassed me, ( including contacting my mother on her work mobile ) and have not been of any help at all.
With kindest regards
J
