Hello,
I wonder if anyone can help me?
Last year I bought a car for approx £2900 on credit.
Looking back I was under a lot of pressure; Family Court, Mental Health issues, desperate for work and money but no car.
The only credit available was with CarFinance24/7 (yes I know now)
In the last month: new clutch £800, MOT £300, and now the engine has seized (£2000+)
I am now facing £4000 balance to them and I have a dead car that is not worth repairing.
On the statement I noticed this:
Advance: £3,895 - The car wasn't even listed at this I think it was 2995
The balance is now £3890 - I have already paid them £1490
I know I was stupid but I was desperate. A friend said that it's possible they were irresponsible in lending to me as I was in and out of work/on UC at the time, was under immense stress from losing my daughter and representing myself in family court.
Can anyone offer some positive news/advice? Most grateful.
I wonder if anyone can help me?
Last year I bought a car for approx £2900 on credit.
Looking back I was under a lot of pressure; Family Court, Mental Health issues, desperate for work and money but no car.
The only credit available was with CarFinance24/7 (yes I know now)
In the last month: new clutch £800, MOT £300, and now the engine has seized (£2000+)
I am now facing £4000 balance to them and I have a dead car that is not worth repairing.
On the statement I noticed this:
Advance: £3,895 - The car wasn't even listed at this I think it was 2995
The balance is now £3890 - I have already paid them £1490
I know I was stupid but I was desperate. A friend said that it's possible they were irresponsible in lending to me as I was in and out of work/on UC at the time, was under immense stress from losing my daughter and representing myself in family court.
Can anyone offer some positive news/advice? Most grateful.