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In March we saw a car on Facebook Marketplace. After contacting them we went to view it, agreed a price and left a small deposit. Next morning the seller delivered the car with his partner and child to my house. We went into town together and I arranged the bank transfer of the monies.
At the end of April I was pulled up by the police who told me the car had been reported stolen 3 days after purchase.. I showed them proof of payment and after discussion with their office they said that there was a misunderstanding and let me leave with the car saying that all markers would be removed.
In July we received a letter from Moneybarn claiming ownership of the car due to outstanding finance. I emailed them with details of the seller and said that I had bought it in good faith.
They emailed back saying that they would investigate but instead on 3 August they turned up and took the car claiming that the car belonged to his ex girlfriend and he did not have permission to sell it.
I've contacted the police and now have an ongoing fraud action case against the seller and possibly the girlfriend too.
I again emailed Moneybarn again claiming ownership and informing them of the fraud investigation. I have received no reply at all.
A solicitor today told me I cannot claim ownership under the hire purchase act because he sold it to me as second inline knowing about the finance.
I really don't know where to go from here. I'm £5000 down with no car to show for it and feel sick with the unfairness of everyone gaining except me the victim of a crime.
At the end of April I was pulled up by the police who told me the car had been reported stolen 3 days after purchase.. I showed them proof of payment and after discussion with their office they said that there was a misunderstanding and let me leave with the car saying that all markers would be removed.
In July we received a letter from Moneybarn claiming ownership of the car due to outstanding finance. I emailed them with details of the seller and said that I had bought it in good faith.
They emailed back saying that they would investigate but instead on 3 August they turned up and took the car claiming that the car belonged to his ex girlfriend and he did not have permission to sell it.
I've contacted the police and now have an ongoing fraud action case against the seller and possibly the girlfriend too.
I again emailed Moneybarn again claiming ownership and informing them of the fraud investigation. I have received no reply at all.
A solicitor today told me I cannot claim ownership under the hire purchase act because he sold it to me as second inline knowing about the finance.
I really don't know where to go from here. I'm £5000 down with no car to show for it and feel sick with the unfairness of everyone gaining except me the victim of a crime.
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