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PCP VT payments

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  • PCP VT payments

    Hi
    thanks for reading this is my first post. I have decided to VT my car. The contract is almost up and I cannot afford the balloon payment or to change the car. Will I have to keep paying the monthly payments until they come to collect it?

    With the current Covid situation, should I apply for a holiday? I’ve gone over the mileage and from lots of reading I’ve found out I might not be charged the mileage, it doesn’t seem to be mentioned in my paperwork. It only mentions wear and tear.

    I do only owe one payment on the car before the balloon payment is due so it’s not a massive deal but I’d like to ideally keep that money aside in case I need to pay for anything on the car. I think the car is in good condition but I’m not the best judge I’m sure.

    Thank you for any advice you can offer.
    Tags: agreement, pcp

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