I have to be truthful this is the first time I have had issues with VT'ing car finance.
The car in question VOLVO V50 2008 model diesel i believe I'm the 4/5 owner if you count the motor dealer 96,206 miles.
When I purchased the vehicle it had little service history with the car, but on checking the MOT history online it was happy, the V50 doesn't come with a spare wheel as standard it's an optional extra, so there was no spare wheel, the rear lights lenses were cracked and a mysterious exhaust gas leak that could never be found both highlighted on the MOT history as advisories prior to me purchasing the car, there was a star cut into the dashboard on the passenger side, and the previous owner had dogs, so the car was not particularly tidy inside a smelt off wet dog.
I got the car, immediately serviced the oil/air filter, oil and aircon this was June 2015, it was serviced regularly by me as per manufacturer guidelines (I am a qualified mechanic) and prior to VT'ing it was given new timing belt water pump, front wheel bearings and discs all round due to it having been sat for approximately 12mths and not used as I have a motorcycle hence the decision to return the vehicle. I had approximately 13 payments left.
They have now sent me a notice of default for £1,385...this is for damages and the fact that between the person collecting the car and it going to auction they have lost all documents...and because I have never had this trouble before I dont have backup copies of the documents other then the spread sheet i did for the servicing....
I'm fighting it, but I'm concerned they may mess with my credit file..
I have never missed a payment and have statements to prove this
Any help is greatful accept
The car in question VOLVO V50 2008 model diesel i believe I'm the 4/5 owner if you count the motor dealer 96,206 miles.
When I purchased the vehicle it had little service history with the car, but on checking the MOT history online it was happy, the V50 doesn't come with a spare wheel as standard it's an optional extra, so there was no spare wheel, the rear lights lenses were cracked and a mysterious exhaust gas leak that could never be found both highlighted on the MOT history as advisories prior to me purchasing the car, there was a star cut into the dashboard on the passenger side, and the previous owner had dogs, so the car was not particularly tidy inside a smelt off wet dog.
I got the car, immediately serviced the oil/air filter, oil and aircon this was June 2015, it was serviced regularly by me as per manufacturer guidelines (I am a qualified mechanic) and prior to VT'ing it was given new timing belt water pump, front wheel bearings and discs all round due to it having been sat for approximately 12mths and not used as I have a motorcycle hence the decision to return the vehicle. I had approximately 13 payments left.
They have now sent me a notice of default for £1,385...this is for damages and the fact that between the person collecting the car and it going to auction they have lost all documents...and because I have never had this trouble before I dont have backup copies of the documents other then the spread sheet i did for the servicing....
I'm fighting it, but I'm concerned they may mess with my credit file..
I have never missed a payment and have statements to prove this
Any help is greatful accept
Comment