damages advice

[SuperRam]

Hi just wanted a quick piece of advice to pre-empt any damages the finance company try to clam after my VT.

To summarise I VT'd using the letters on this amazing forum. I have not signed any paperwork issued by the finance company.

When I returned the car to there selected auction house, there agent took the two keys, took some details (finance company, agreement number etc)and that was it. I questioned whether he wanted to check the car over or anything but he said they only store the cars there and the car will be transported to another auction house to be processed.

So i have taken a ridiculous amount of pictures while there plus videos of the condition of the car. I have not signed auction house paperwork or finance paperwork and no checks done on the car in my presence.

If they try to claim damages a plan to use the damages template on here, but was going to add in something like:

"On returning the car, your appointed agents did not carry out any checks on the condition of the car in my presence. I was informed that the site i was instructed to take the car to is only a storage facility and the car would be transported to your site in ........ to be processed. It is incumbent of you and your agents to have carried out the checks at the point of the cars return. I can not be held responsible for damage which may have occurred after the car was returned.".

Any thoughts? thanks

[pt2537]

I wouldnt bother with that much, all you need to say is that at the point the vehicle was handed over it was in excellent condition and any damage occured after you had returned the vehicle. If they dis agree they will have to prove it

[SuperRam]

Thanks for the reply.

I know I should probably leave it for the finance company to contact me over damages. But I have kept an eye on the auction house who has produced the information sheet for the car and there is lots of damage I do not recognise or accept.

I feel like I should pre-empt the finance company demanding damage charges by protesting in writing and suggesting they don't auction the car until I have it inspected independently, noting the highly detailed pictures I have taken. I doubt they would stop the car being auctioned, but if it goes to court it shows I have tried my best to resolve this at an early stage. Or would you recommend just leaving them to contact me?

So angry at there attempt to claw back money from consumers.

Thanks

[SuperRam]

*denying damage charges.