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Ford Credit - Voluntary Termination of Credit Agreement.

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  • #1

    Ford Credit - Voluntary Termination of Credit Agreement.

    Good Afternoon,

    I have passed my 50% threshold on my newish car with Ford Credit. I'm thinking of activating a Voluntary Termination of the Credit Agreement. The car has a slight judder or rattle which is noticeable when the engines is running at idle. What happens if I activate this clause and they find out later on, after picking the car up, it has a faulty flywheel and the repair cost is £2000 with the dealer? Will they say I am liable for it or once the car is gone and I've signed the documents or do I end my association with the car after its removal?

    Any help or advice would be appreciated. Thanks in advance.
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  • #2
    you have a general duty to take reasonable care of the vehicle. As long as the flywheel isnt caused by your negligence you shouldht have a problem with that to be honest.

    Make sure you get pictures of the car before you hand it back
    I work for Roach Pittis Solicitors. I give my free time available to helping other on the forum and would be happy to try and assist informally where needed. Any posts I make on LegalBeagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide is without liability.

    If you need to contact me please email me on Pt@roachpittis.co.uk .

    I have been involved in leading consumer credit and data protection cases including Harrison v Link Financial Limited (High Court), Grace v Blackhorse (Court of Appeal) and also Kotecha v Phoenix Recoveries (Court of Appeal) along with a number of other reported cases and often blog about all things consumer law orientated.

    You can also follow my blog on consumer credit here.
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