Hi all
first post!!
im looking for some help.
i purchased a car via HP about 2 months ago. I’m rejecting the same after 3 failed attempts to repair it by the dealership.
ive given notice to my finance company who are dealing with the dealership for me. I haven’t used the vehicle for some time now. I’m assuming this is going to be a slow process.
this is there problem. I need a car to get to work. I’m spending a bomb on public transport.
ideally I’d like to get another car (identical) on a similar Hp agreement (ie deposit of £2k and finance the rest of approx £4K).
my current finance company - who have been great tbf in terms of dealing with the dealership - have said they won’t offer me another agreement given my initial one is still ongoing and not settled. I was hoping they’d grant me a second agreement allowing me to get back on the road, given they know my situation with the first ageeement.
my question is, given that I have ongoing finance as of only 2 months ago.. am I likely to be given finance from another company? I need to get back on the road, the first agreement will be closed over the next month or so hopefully.
im 30 years old, £30k job in Manchester, recently got a credit card just to build my credit rating, no defaults no CCJs etc, registered at my house (rented), could of direct debits. Decentish credit rating (can be improved hence recent the credit card builder)
I would welcome any comments and advice.
Jame
first post!!
im looking for some help.
i purchased a car via HP about 2 months ago. I’m rejecting the same after 3 failed attempts to repair it by the dealership.
ive given notice to my finance company who are dealing with the dealership for me. I haven’t used the vehicle for some time now. I’m assuming this is going to be a slow process.
this is there problem. I need a car to get to work. I’m spending a bomb on public transport.
ideally I’d like to get another car (identical) on a similar Hp agreement (ie deposit of £2k and finance the rest of approx £4K).
my current finance company - who have been great tbf in terms of dealing with the dealership - have said they won’t offer me another agreement given my initial one is still ongoing and not settled. I was hoping they’d grant me a second agreement allowing me to get back on the road, given they know my situation with the first ageeement.
my question is, given that I have ongoing finance as of only 2 months ago.. am I likely to be given finance from another company? I need to get back on the road, the first agreement will be closed over the next month or so hopefully.
im 30 years old, £30k job in Manchester, recently got a credit card just to build my credit rating, no defaults no CCJs etc, registered at my house (rented), could of direct debits. Decentish credit rating (can be improved hence recent the credit card builder)
I would welcome any comments and advice.
Jame
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