Considering fighting a claim on VT from MBFS

[PChurch]

Have VT'd a vehicle and it has gone back. The vehicle was in pristine condition and had been fully serviced by MB.

We are about to move house and need to change our mortgage. We have had the usual de-fleet chancer letter telling us we owe access mileage payments. We obviously know that this is not the case as the liability is limited to 50% and we have exceeded that liability

Given we will need a clear credit history for the mortgage application, How much damage will