Hi all.
So what I'm guessing that in about 2009-2010 I got a parking ticket from a private parking company but its so long ago I don't remember. Anyway I simply ignored it as was the old advice.
Fast forward to August 2016. I check my credit history and I have a CCJ from Nov 2014. For the ticket about 5 years earlier.
Of course I didnt even have the chance to defend the ticket (which I would have done and won as with another ticket I have defended). The court date for the ticket was so late that I had changed my name(in Oct 2010) and moved house (in May 2011). I didnt hide my name change or house move. In fact the claimant was the same company that I won a case against under my new name and address. So they knew where I was.
Anyway I want to set the judgement aside so I can defend it and have it removed from my credit file.
I have the form to fill in and a copy of my statement of defence for the case I won (I dont know the details of the ticked to alter it though). Can I use the defence at all? Should I try to with the set aside?
Also what should I say as my reasons for applying? Are my reasons good enough?
Thanks in advance everyone.
So what I'm guessing that in about 2009-2010 I got a parking ticket from a private parking company but its so long ago I don't remember. Anyway I simply ignored it as was the old advice.
Fast forward to August 2016. I check my credit history and I have a CCJ from Nov 2014. For the ticket about 5 years earlier.
Of course I didnt even have the chance to defend the ticket (which I would have done and won as with another ticket I have defended). The court date for the ticket was so late that I had changed my name(in Oct 2010) and moved house (in May 2011). I didnt hide my name change or house move. In fact the claimant was the same company that I won a case against under my new name and address. So they knew where I was.
Anyway I want to set the judgement aside so I can defend it and have it removed from my credit file.
I have the form to fill in and a copy of my statement of defence for the case I won (I dont know the details of the ticked to alter it though). Can I use the defence at all? Should I try to with the set aside?
Also what should I say as my reasons for applying? Are my reasons good enough?
Thanks in advance everyone.
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