Hello
First of all I'm so, so sorry for starting up a new thread on this. I've done my best to read up on this but I'm struggling with all of the information.
I've attached the 2 letters we've received today, one from VCS Limited and the other from BW Legal, both in the same envelope.
Probably as with many of the other daft sods on here, we chose to blindly follow the advice of ignoring letters from VCS where the offer of payment shot up and down through several letters. Now they seem to have passed it off and the current cost stands at £154, and I expect the next letter to be a court request. We never contacted them at any stage and foolishly didn't keep anything.
My main concern is that the run of things has been in my wife's name who is the registered keeper of the car and she was not the driver at the time (can be proven as she was at work). I don't want any of this affecting her credit etc at the end of it but fear I've let this run for too long leaving me with few options.
Any advice would be greatly received. I think I know the likely outcome but just wanted to have one last grasp at straws before coughing up including contacting my old landlord in the hopes he'll drop it. Thanks or your time.
Dan.
First of all I'm so, so sorry for starting up a new thread on this. I've done my best to read up on this but I'm struggling with all of the information.
I've attached the 2 letters we've received today, one from VCS Limited and the other from BW Legal, both in the same envelope.
Probably as with many of the other daft sods on here, we chose to blindly follow the advice of ignoring letters from VCS where the offer of payment shot up and down through several letters. Now they seem to have passed it off and the current cost stands at £154, and I expect the next letter to be a court request. We never contacted them at any stage and foolishly didn't keep anything.
My main concern is that the run of things has been in my wife's name who is the registered keeper of the car and she was not the driver at the time (can be proven as she was at work). I don't want any of this affecting her credit etc at the end of it but fear I've let this run for too long leaving me with few options.
Any advice would be greatly received. I think I know the likely outcome but just wanted to have one last grasp at straws before coughing up including contacting my old landlord in the hopes he'll drop it. Thanks or your time.
Dan.
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