Hi,
I am hopeful someone may be able to offer some advice, guidance.
I have recently been reviewing my Credit File and after many years trying to repair it after the errors of my youth. I've come to find a CCJ posted in November 2019 by SCS Law - UKPC.
The CCJ is for £729
I believe it refers to parking charges issued around 4/5 years ago at a Car Park I used to use at my work place. The car park was private and only used by managers, employees of the shopping centre. The parking was free and permits were issued by the shopping centre management.
The management took very little interest in facilitating any simplicity or logic in issuing the permits. It was stickly one per retailer and the parking space was allocated and no other space was to be used. There were about 3 of us that drove in the workplace at times sharing the permit.
I recall a time when a researched for some guidance after having received the Parking Charge and come to the understanding that the charges were just speculative invoices and that such could be ignored.
There were however a couple of instances that my coleagues were issued tickets and on there request we i had to speak with UKPC. It was at this time I found there correspondence and strategy to be purely about money. It reaffirmed my understand that they were simply unreasonable in their ractice.
Furthermore I also recall an instance where a ticket was issued to my vehicle despite a permit being clearly on display. A picture was taken of the car in such a frame the passenger side top corner was cut on. This was where the permit was displayed. (Difficult for me to evidence now)
The last challenge is that around 18 months ago I moved out of the address that all the courts correspondence was sent to. The house was a shared one. I did leave a forwarding address with the previous landlord but never had anything forwarded. I occasionally would get a randomn message from previous housemates that mail had arrived to the address, the most recent instance was prior to Xmas last year.
I received a letter from the courts that referred to this CCJ being filed against me in error. The error was on the courts part and they were very apologetic about it. It suggested I was not given the opportunity to defend the case and therefore they would take action to ensure it was removed.
I kept contact with my housemate for the month or so proceeding that date to check up on any further correspondence. There was nothing and therefore I came to the conclusion the issue was resolved.
I noticed the judgement about a week ago and contacted the courts to seek guidance given the note above. The courts agreed that had sent correspondence about the error but that SCS and made another entry.
I belive I now have a number of options -
1 - pay the fine and have the judgement satisfied.
2 - Submit to have the order set aside N244
3 - approach SCS - UKPC for a Consent order to pay and remove the judgement.
- Option one seems very unfair
- Option to will still cost me £255 and I don't have a legal background so I don't know if the detail I have provided make a sufficient defence. If I pursue with option 2 may not then be able to proceed to option 3.
- Option 3 means the judgement is removed from my file but at a significant cost just for going to work. It also means I may have been better not to have followed the previous guidance. As now I have now choice but to engage with UKPC.
if you've got this far thank you so much for being patient.
I would appreciate any advice or guidance.
I am hopeful someone may be able to offer some advice, guidance.
I have recently been reviewing my Credit File and after many years trying to repair it after the errors of my youth. I've come to find a CCJ posted in November 2019 by SCS Law - UKPC.
The CCJ is for £729
I believe it refers to parking charges issued around 4/5 years ago at a Car Park I used to use at my work place. The car park was private and only used by managers, employees of the shopping centre. The parking was free and permits were issued by the shopping centre management.
The management took very little interest in facilitating any simplicity or logic in issuing the permits. It was stickly one per retailer and the parking space was allocated and no other space was to be used. There were about 3 of us that drove in the workplace at times sharing the permit.
I recall a time when a researched for some guidance after having received the Parking Charge and come to the understanding that the charges were just speculative invoices and that such could be ignored.
There were however a couple of instances that my coleagues were issued tickets and on there request we i had to speak with UKPC. It was at this time I found there correspondence and strategy to be purely about money. It reaffirmed my understand that they were simply unreasonable in their ractice.
Furthermore I also recall an instance where a ticket was issued to my vehicle despite a permit being clearly on display. A picture was taken of the car in such a frame the passenger side top corner was cut on. This was where the permit was displayed. (Difficult for me to evidence now)
The last challenge is that around 18 months ago I moved out of the address that all the courts correspondence was sent to. The house was a shared one. I did leave a forwarding address with the previous landlord but never had anything forwarded. I occasionally would get a randomn message from previous housemates that mail had arrived to the address, the most recent instance was prior to Xmas last year.
I received a letter from the courts that referred to this CCJ being filed against me in error. The error was on the courts part and they were very apologetic about it. It suggested I was not given the opportunity to defend the case and therefore they would take action to ensure it was removed.
I kept contact with my housemate for the month or so proceeding that date to check up on any further correspondence. There was nothing and therefore I came to the conclusion the issue was resolved.
I noticed the judgement about a week ago and contacted the courts to seek guidance given the note above. The courts agreed that had sent correspondence about the error but that SCS and made another entry.
I belive I now have a number of options -
1 - pay the fine and have the judgement satisfied.
2 - Submit to have the order set aside N244
3 - approach SCS - UKPC for a Consent order to pay and remove the judgement.
- Option one seems very unfair
- Option to will still cost me £255 and I don't have a legal background so I don't know if the detail I have provided make a sufficient defence. If I pursue with option 2 may not then be able to proceed to option 3.
- Option 3 means the judgement is removed from my file but at a significant cost just for going to work. It also means I may have been better not to have followed the previous guidance. As now I have now choice but to engage with UKPC.
if you've got this far thank you so much for being patient.
I would appreciate any advice or guidance.
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