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Good evening Everyone,
Thank you for taking the time to read this. It is a long, convuluted story, but I will try to get it to make as much sense as possible...
At the end of October I swerved to avoid causing an accident on a dual carriage way, and got in the way of a bus. My car was a write-off, but the bus was able to carry on to it's destination, which was only 10 miles away. The impact knocked my glasses off, and once stopped the first glasses I found happened to be a pair of sunglasses that lost a lens during the accident. I was so discombobulated by the accident I didn't even realise they were my sunnies until I got home.
The bus driver took pictures of my car and me. He gave me the Bus Company name, and the bus's number plate, but refused to give me his name as he said I didn't need it. I offered him my details, but he declined them, saying he had a photo of my number plate and didn't need them. I reported it the next day to my insurance company, and assumed that I would be found responsible, have to pay a higher premium, and move on.
A week later I received a letter from the police 2 counties away saying that he had reported me (a week after the accident when the insurance companies were already talking to each other) for failing to provide my details after the accident, and that the accident happened 50 miles away from where it actually occurred.
I spoke to the police officer, who advised me to return the form confirming my details, with a cover letter of my version of events as he felt he shouldn't have taken a photo without my permission. Stupidly I forgot to mention the sunglasses at this point.
The police officer spoke to the bus driver who said that it may have happened where I said he "couldn't be sure where he was"! And that he had to take a photo of my as I was wearing an eye-patch which he felt could have caused the accident. Without asking me about this eye-patch the police officer reported me tot he DVLA for having a medical condition that could leave me unable to drive safely. I have now had to send back a medical investigations form to them, and I'm waiting to hear what happens now.
My questions are:
1) Does anyone know what sort of investigations the DVLA will need? Are they likely to be satisfied with the information I sent them?
2) Was it correct police procedure to report me to the DVLA before talking to me? I don't know if I had the right to reply to this new accusation before the DVLA were involved.
I feel so stupid. At the time of the accident I assumed that, as a professional driver, the bus driver knew what details needed to be exchanged. I also assumed that a professional driver would want it over and done with as simply as me. My insurance company accepted responsibility for the financial side of things a week and a half after the incident.
Thank you for any advice you can give me.
Thank you for taking the time to read this. It is a long, convuluted story, but I will try to get it to make as much sense as possible...
At the end of October I swerved to avoid causing an accident on a dual carriage way, and got in the way of a bus. My car was a write-off, but the bus was able to carry on to it's destination, which was only 10 miles away. The impact knocked my glasses off, and once stopped the first glasses I found happened to be a pair of sunglasses that lost a lens during the accident. I was so discombobulated by the accident I didn't even realise they were my sunnies until I got home.
The bus driver took pictures of my car and me. He gave me the Bus Company name, and the bus's number plate, but refused to give me his name as he said I didn't need it. I offered him my details, but he declined them, saying he had a photo of my number plate and didn't need them. I reported it the next day to my insurance company, and assumed that I would be found responsible, have to pay a higher premium, and move on.
A week later I received a letter from the police 2 counties away saying that he had reported me (a week after the accident when the insurance companies were already talking to each other) for failing to provide my details after the accident, and that the accident happened 50 miles away from where it actually occurred.
I spoke to the police officer, who advised me to return the form confirming my details, with a cover letter of my version of events as he felt he shouldn't have taken a photo without my permission. Stupidly I forgot to mention the sunglasses at this point.
The police officer spoke to the bus driver who said that it may have happened where I said he "couldn't be sure where he was"! And that he had to take a photo of my as I was wearing an eye-patch which he felt could have caused the accident. Without asking me about this eye-patch the police officer reported me tot he DVLA for having a medical condition that could leave me unable to drive safely. I have now had to send back a medical investigations form to them, and I'm waiting to hear what happens now.
My questions are:
1) Does anyone know what sort of investigations the DVLA will need? Are they likely to be satisfied with the information I sent them?
2) Was it correct police procedure to report me to the DVLA before talking to me? I don't know if I had the right to reply to this new accusation before the DVLA were involved.
I feel so stupid. At the time of the accident I assumed that, as a professional driver, the bus driver knew what details needed to be exchanged. I also assumed that a professional driver would want it over and done with as simply as me. My insurance company accepted responsibility for the financial side of things a week and a half after the incident.
Thank you for any advice you can give me.
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