Ok, I'm sitting on the train writing this after a minor nightmare tonight after a routine police check.
Firstly, I was pulled in and it was stated that they were checking motorbikes (I was on a bike if that makes a difference) for stolen bikes.
I produced my license and they did the necessary checks. I was asked if I was coming from a place of work to which I replied I was.
Because I was banned last year for 4 months (totting up) I was also asked if my insurance were aware of my points, to which I stated they were.
After a few minutes I was told that the MIB stated my insurance only covered me for Social Domestic and Pleasure and therefore I was uninsured. I was told my bike would be seized and I would be prosecuted for driving without insurance.
I called my insurance company straight away and asked them about this, explaining the situation. The insurance rep stated the action by the police was a bit much but regardless, I upgraded my insurance with immediate effect for full Business Use as I am self employed. (I know this doesn't cover me for the period immediately prior when I was stopped)
Furthermore, and this is where it gets complicated, I was told my license had expired as the DVLA records showed that. After my court appearance for my totting up, my license was confiscated. After a cockup by the court, who originally told me I was NOT banned and sent my license back to me, they stated I was not to drive until my 4 month ban was up. They did stated they would update the DVLA records. ( The ban ended in Nov 2016)
So I am also being prosecuted for driving without a valid license.
My first question to anyone is to ask for any advice on this matter?
Secondly, my bike is seized and being held in a pound. There are no storage charges for 24 hours although there is a nice hefty charge just for the pleasure of getting it out!
But, I need to produce my insurance (check), my V5 (check), my MOT (check) and my driving license - but my driving license is not valid? Is that correct?
I need to call DVLA tomorrow morning to enquire about this issue but I suspect they're going to say my license has expired and I need a new one, which obviously take days or even weeks. All the time, charges are rocketing for my bike in the pound.
Can anyone offer any advice on what I can do here?
Thanks I advance.
Firstly, I was pulled in and it was stated that they were checking motorbikes (I was on a bike if that makes a difference) for stolen bikes.
I produced my license and they did the necessary checks. I was asked if I was coming from a place of work to which I replied I was.
Because I was banned last year for 4 months (totting up) I was also asked if my insurance were aware of my points, to which I stated they were.
After a few minutes I was told that the MIB stated my insurance only covered me for Social Domestic and Pleasure and therefore I was uninsured. I was told my bike would be seized and I would be prosecuted for driving without insurance.
I called my insurance company straight away and asked them about this, explaining the situation. The insurance rep stated the action by the police was a bit much but regardless, I upgraded my insurance with immediate effect for full Business Use as I am self employed. (I know this doesn't cover me for the period immediately prior when I was stopped)
Furthermore, and this is where it gets complicated, I was told my license had expired as the DVLA records showed that. After my court appearance for my totting up, my license was confiscated. After a cockup by the court, who originally told me I was NOT banned and sent my license back to me, they stated I was not to drive until my 4 month ban was up. They did stated they would update the DVLA records. ( The ban ended in Nov 2016)
So I am also being prosecuted for driving without a valid license.
My first question to anyone is to ask for any advice on this matter?
Secondly, my bike is seized and being held in a pound. There are no storage charges for 24 hours although there is a nice hefty charge just for the pleasure of getting it out!
But, I need to produce my insurance (check), my V5 (check), my MOT (check) and my driving license - but my driving license is not valid? Is that correct?
I need to call DVLA tomorrow morning to enquire about this issue but I suspect they're going to say my license has expired and I need a new one, which obviously take days or even weeks. All the time, charges are rocketing for my bike in the pound.
Can anyone offer any advice on what I can do here?
Thanks I advance.
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