Hi am after a bit of advice after Newlyn Plc doorstepped me yesterday. Hubby incurred a traffic violation in May last year for a no left turn on Blackhorse Road E17, we appealled, lost despite what we thought were good points made & we sent a cheque for half, as that's all we could afford to pay in one go, the remainder would be sent when we received acknowledgement & I had had monies owing paid to me. This was all explained in appeal & letter accompanying cheque in which we reiterated we were under financial hardship as at the time I was undergoing treatment for thyroid cancer therefore unable to work, hubby had recently had to take a pay cut & would be selling the car to make payment as we were behind on mortgage as well with that debt coming first, we included an SAE for a receipt & never heard back from Waltham Forest council.
As far as I am aware the cheque was cashed (have asked bank for paper statement from that period as online only goes back 12 months) & nothing more was heard until hubby received a letter from Newlyn Plc dated 31/7/17 stating that their van was in the area & would be looking to recover goods to pay the debt & the fine had gone up to an eye watering £448! I wrote back stating it had been over a year since making part payment which their letter made no mention of, no accounting for where the extra money had come from & no detail of any court documents/reference numbers etc. I stated in the letter as such due process appears not to have been followed their action was invalid & to refer it back to Waltham Forest as I had no wish to deal with Newlyn who we did not recognise.
Received a reply dated 3/8/17 saying thank you for communication & while it's points were investigated the account would be placed on hold & that they woud write to us within 10 days to make their case & if they could not they would write to us explaining why. Needless to say this letter has never been received.
Yesterday 23/8/17 an unmarked van was parked outside my house as I returned from errands didn't think anything of it as a few of our neighbours are having work done & most of them drove unmarked vans, 10 minutes after getting in I received a knock at the door asking for my husband stating he was from Newlyn Plc & was looking to recover a fine on behalf of Waltham Forest council. I told him I did not wish to discuss such matters on my doorstep to which he asked if he could come in & I promptly put both the chains on the door & asked him to leave. He handed me a letter addressed to my husband & went & sat in his van making phonecalls no doubt checking the ownership of the car parked outside my house. I know for a fact they cannot clamp/seize either car despite them being in clear view on street parking as one is in my name & his new one is on HP plus he requires it to do his job & we can only exercise right to buy with final payment in about 3 years time. The letter states FINAL NOTICE OF REMOVAL with contact details & the car registration hand written on the letter, it also stated if my husband did not ring him that day he would be back between 6-9pm to seize the car &/or goods. The car in question (as in incurred the penalty in) was sold shortly after we lost the appeal.
He did not return & nor did i see a van parked nearby & nothing has been left on the cars since, I am sick with worry keeping any eye out for them as have no idea when or if they will come back, don't know how to tell hubby, he knew about initial fine & appeal etc but knows nothing about Newlyn. As mentioned earlier we no longer own the car that hubby was driving at the time of incurring the fine yet Newlyn's letters have the make, model & registration all on them & this is despite telling both them & the council we no longer own it.
Questions I have are what can they do if they can't find said car at our property? Am more than happy to tell them who we sold it to although they might not be, given it has been over 12 months since sending cheque & hearing from Newlyn the first time (although they claim numerous letters had been sent prior to 31/7/17 none of which were received) & not hearing from Waltham Forest do we have any grounds to refuse/appeal/anything? 2nd letter received from Newlyn said account would be on hold yet they doorstepped me with no notice & didn't even bother to check who I was? When had an issue with a parking fine in past as soon as we pointed out the length of time between 1st contact & debt collector plus not following due process it was dropped like a hot rock but this is for a different violation so do same rules apply or is it different? Are Newlyn debt collectors or bailiffs? their website says debt collection but everything i find on them in forums says they are bailiffs, paperwork from them doesn't state either way
Help please
As far as I am aware the cheque was cashed (have asked bank for paper statement from that period as online only goes back 12 months) & nothing more was heard until hubby received a letter from Newlyn Plc dated 31/7/17 stating that their van was in the area & would be looking to recover goods to pay the debt & the fine had gone up to an eye watering £448! I wrote back stating it had been over a year since making part payment which their letter made no mention of, no accounting for where the extra money had come from & no detail of any court documents/reference numbers etc. I stated in the letter as such due process appears not to have been followed their action was invalid & to refer it back to Waltham Forest as I had no wish to deal with Newlyn who we did not recognise.
Received a reply dated 3/8/17 saying thank you for communication & while it's points were investigated the account would be placed on hold & that they woud write to us within 10 days to make their case & if they could not they would write to us explaining why. Needless to say this letter has never been received.
Yesterday 23/8/17 an unmarked van was parked outside my house as I returned from errands didn't think anything of it as a few of our neighbours are having work done & most of them drove unmarked vans, 10 minutes after getting in I received a knock at the door asking for my husband stating he was from Newlyn Plc & was looking to recover a fine on behalf of Waltham Forest council. I told him I did not wish to discuss such matters on my doorstep to which he asked if he could come in & I promptly put both the chains on the door & asked him to leave. He handed me a letter addressed to my husband & went & sat in his van making phonecalls no doubt checking the ownership of the car parked outside my house. I know for a fact they cannot clamp/seize either car despite them being in clear view on street parking as one is in my name & his new one is on HP plus he requires it to do his job & we can only exercise right to buy with final payment in about 3 years time. The letter states FINAL NOTICE OF REMOVAL with contact details & the car registration hand written on the letter, it also stated if my husband did not ring him that day he would be back between 6-9pm to seize the car &/or goods. The car in question (as in incurred the penalty in) was sold shortly after we lost the appeal.
He did not return & nor did i see a van parked nearby & nothing has been left on the cars since, I am sick with worry keeping any eye out for them as have no idea when or if they will come back, don't know how to tell hubby, he knew about initial fine & appeal etc but knows nothing about Newlyn. As mentioned earlier we no longer own the car that hubby was driving at the time of incurring the fine yet Newlyn's letters have the make, model & registration all on them & this is despite telling both them & the council we no longer own it.
Questions I have are what can they do if they can't find said car at our property? Am more than happy to tell them who we sold it to although they might not be, given it has been over 12 months since sending cheque & hearing from Newlyn the first time (although they claim numerous letters had been sent prior to 31/7/17 none of which were received) & not hearing from Waltham Forest do we have any grounds to refuse/appeal/anything? 2nd letter received from Newlyn said account would be on hold yet they doorstepped me with no notice & didn't even bother to check who I was? When had an issue with a parking fine in past as soon as we pointed out the length of time between 1st contact & debt collector plus not following due process it was dropped like a hot rock but this is for a different violation so do same rules apply or is it different? Are Newlyn debt collectors or bailiffs? their website says debt collection but everything i find on them in forums says they are bailiffs, paperwork from them doesn't state either way
Help please
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