Buying a property but mortgage in partners name....how can I protect my interest

[Sea Air]

I have recently been left some money which I wish to invest in a property on a buy to let basis to give me some income, I will be putting up 30% as deposit but am unable to get mortgage in my name for various reasons. I am living with my partner and he is willing to get the mortgage in his name for now until I am in a better position and can mortgage in my own name. This means until I can remortgage the property will be solely in his name.....Can I still have my name on deeds if not on the mortgage, how can I protect my interest in this if, god forbid, anything should happen to either of us? Someone said I may be able to put a charge on the deeds is this right and how do I do it or is there something else instead, this will be my children's inheritance eventually
hope someone can come up with a solution

[IanM]

Re: Buying a property but mortgage in partners name....how can I protect my interest

Check with a solicitor, you may be able to register an interest in the property at the Land Registry so the property cannot be sold without your knowledge. Not sure if you can be added to the deeds or not, sorry.

Someone else may know for sure so please be patient until others have seen your post.

[SweetandSour]

Re: Buying a property but mortgage in partners name....how can I protect my interest

I have properties that my husband is on the mortgage, but I have financed the purchase. We have declarations of trust in place which confirm that I have 100% beneficial interest in the property etc.