Another Dreaded Acenden Thread

[stevemLS]

Re: Another Dreaded Acenden Thread

I was thinking about this overnight, thinking about what the practical consequences are for the future.

LR records have been amended to show your sole title, or at least will be if your current application is successful and there is no reason it shouldn't be.

In which case, whilst I can see it would be an irritant for her to remain on the mortgage account there are two scenarios where this could potentially cause trouble, if you want to sell or if you want to remortgage. The reality is, though, that in both of those scenarios the existing mortgage would need to be redeemed and so her interest in the transaction would be removed - it may involve a little extra correspondence to explain the situation but the Order you have posted together with a copy of the letter from the lender refusing to amend the mortgage should be sufficient to deal with it. So, being pragmatic, it seems to me that it is of little or no practice consequence?

I'm just wondering whether it is worth the angst it is causing you?

[Nelix]

Re: Another Dreaded Acenden Thread

I have been informed by her solicitor that she is wanting to get a mortgage herself and her name on this one is causing issues.

Hopefully someone may be able to point me in the right direction

Nelix

[stevemLS]

Re: Another Dreaded Acenden Thread

Hmm, not sure her solicitor should have told you that, but hey, it ratchets up the pressure on her to be co-operative in getting off yours.

If I were you I would suggest to her that getting off the LR records is one step, stop all that nonsense about needing the court to substitute.

Other than that, I have had no further thoughts, sorry.

[Nelix]

Re: Another Dreaded Acenden Thread

I requested information relating to what Acenden actually do with reference to my mortgage and they have sent me the following:

I am still not sure why they are not able to remove the ex from the mortgage if they are responsible for the administrators of the account. I have no way of contacting SPML after searching online I am unable to find any contact details for them.

I have raised this with the Financial Ombudsmen Service who have raised a complaint on my behalf.