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NRAM (Northern Rock), dodgy documents and agreements.

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  • NRAM (Northern Rock), dodgy documents and agreements.

    Hi and thanks to all who contribute to this site.

    Flushed with success at my PPI refund with another Ex creditor I thought I'd start on my NR mortgage.

    In 2006 I remortgaged my house with NR to pay off a previous one and and some some loans.

    The present account is not the 16 digit account that I read about though I can only find the mortgage offer and not the agreement.

    Also I believe that there is PPI on some of the other loans I had with them in the past (and perhaps the current one).

    My thrust of action is threefold. Does the dodgy documentation apply to me?, Have I been missold the mortgage because it was for 30 years and I'm in my early 60s now and no proper suitability check where carried out by NR and finally I will be tackling the PPI as normal.

    I suppose the first thing to do is get my paperwork from them so in light of my three pronged action would I be advised to get a full SAR and CCA request in the first instance?

    I look forward to your comments as usual.

    Kind regards:tinysmile_hmm_t2:
    Last edited by shimeld; 9th March 2015, 21:56:PM.

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