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Situation :
Myself and ex-partner live at house in xxxxx for about 6 years, she has ended the relationship in October 2013.
She had 3 children, Her self and one child is disabled. The children are not mine and I am not a signed legal guardian in the laws eyes.
I have since left the family home back in January, and have continued to pay bills and mortgage as a form of support.
I have now met someone else and would like to move in to her house – my current partner is on housing benefits and Council tax benefits.
I am currently staying with my parents.
I have already cancelled Electricity and Phone bill and my ex will be taking these on.
I do not believe she is in a position to refinance the house in her name as she does not go out to work, She runs a small chicken business at the home which provides some funds.
Her current partner is working full time, but I do not know of his monies.
The current payment on the mortgage ( IF.. Intelligent Finance ) is £236 a month Interest Only.
I know for a fact my ex and partner can easily afford this., Is there any was of some sort of tenancy agreement where they can take over the payments for an X amount of months till they can refinance in their own name, as I want to be take off the mortage and start a fresh with my new partner.
However, my ex and myself have already verbally agreed that I wont need to be responsible for any maintenance and works on the house nor be liable for any issues.
After all, this was the family home and will continue to be so ( hopefully ) for her and the kids
Is this something possible under some sort of tenancy agreement.
I don’t want anything to affect any potential move-in with my current partner where she may lose some benefits on housing/council tax.
I don’t want to make any profit out of rent on the house in xxxxx
Or how will it be easier to transfer house mortgage and deeds in her name and partners name. And when they DO decide to sell in the furture , we can have a personal agreement on some profits.,
House :
xxxxxxxxxxxxxx
Purchase Price £115,000
Deposit : £6,000
Interest only payment.
Money still owed after interest paid : £109,000
Current Value : £110,000
Thank You for your time in reading this and advice.
Myself and ex-partner live at house in xxxxx for about 6 years, she has ended the relationship in October 2013.
She had 3 children, Her self and one child is disabled. The children are not mine and I am not a signed legal guardian in the laws eyes.
I have since left the family home back in January, and have continued to pay bills and mortgage as a form of support.
I have now met someone else and would like to move in to her house – my current partner is on housing benefits and Council tax benefits.
I am currently staying with my parents.
I have already cancelled Electricity and Phone bill and my ex will be taking these on.
I do not believe she is in a position to refinance the house in her name as she does not go out to work, She runs a small chicken business at the home which provides some funds.
Her current partner is working full time, but I do not know of his monies.
The current payment on the mortgage ( IF.. Intelligent Finance ) is £236 a month Interest Only.
I know for a fact my ex and partner can easily afford this., Is there any was of some sort of tenancy agreement where they can take over the payments for an X amount of months till they can refinance in their own name, as I want to be take off the mortage and start a fresh with my new partner.
However, my ex and myself have already verbally agreed that I wont need to be responsible for any maintenance and works on the house nor be liable for any issues.
After all, this was the family home and will continue to be so ( hopefully ) for her and the kids
Is this something possible under some sort of tenancy agreement.
I don’t want anything to affect any potential move-in with my current partner where she may lose some benefits on housing/council tax.
I don’t want to make any profit out of rent on the house in xxxxx
Or how will it be easier to transfer house mortgage and deeds in her name and partners name. And when they DO decide to sell in the furture , we can have a personal agreement on some profits.,
House :
xxxxxxxxxxxxxx
Purchase Price £115,000
Deposit : £6,000
Interest only payment.
Money still owed after interest paid : £109,000
Current Value : £110,000
Thank You for your time in reading this and advice.
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