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Hello,
I have a BTL GMAC RFC mortgage since 2005 which was passed on to NYM and in 2006 transfered or sold to SPML, At the present time it is being sort of managed by Acenden Ltd. Acenden are a nightmare to deal with and give me the usual run for my money.
I have a few questions about what been going on while I have been away from the UK for last 7 years. I understand about the securitisation sale of my loan to Eurosail 2006-4NP Ltd in 2006. I have listed my questions below and it would be much appreciated if informed people on this site would kindly answer them.
1. If my loan was sold in 2006 to the Eurosail SPV, Why have I only recently been made to pay my monthly payments to them and make them an interested party on the building ins.
2. How come letters from SPML and Acenden are signed by the
same person.
3. Why would SPML not included any statements from 2006 to 2008 after I sent them a SAR.
4. Why would SPML/Acenden send me a copy of GMAC conditions for the year 2005 when on my GMAC deeds it clearly states some thing else.
5. If I have been subject to arrears,extra charges and extra interest charges on my account manly due to the bad managerment of the transfers of my loan between GMAC NYM and then SPML. Am I still able to claim a refund.?
Thank you
I have a BTL GMAC RFC mortgage since 2005 which was passed on to NYM and in 2006 transfered or sold to SPML, At the present time it is being sort of managed by Acenden Ltd. Acenden are a nightmare to deal with and give me the usual run for my money.
I have a few questions about what been going on while I have been away from the UK for last 7 years. I understand about the securitisation sale of my loan to Eurosail 2006-4NP Ltd in 2006. I have listed my questions below and it would be much appreciated if informed people on this site would kindly answer them.
1. If my loan was sold in 2006 to the Eurosail SPV, Why have I only recently been made to pay my monthly payments to them and make them an interested party on the building ins.
2. How come letters from SPML and Acenden are signed by the
same person.
3. Why would SPML not included any statements from 2006 to 2008 after I sent them a SAR.
4. Why would SPML/Acenden send me a copy of GMAC conditions for the year 2005 when on my GMAC deeds it clearly states some thing else.
5. If I have been subject to arrears,extra charges and extra interest charges on my account manly due to the bad managerment of the transfers of my loan between GMAC NYM and then SPML. Am I still able to claim a refund.?
Thank you
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