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Hi all I'm new to this forum but have seen all the good advice you give so I hope you can give me some advice,around 2 years ago me and husband split due to domestic violence on his part,we have a joint mortgage,the police had to be called due to his behaviour and I have not seen him for about 18 months soon as he knew I wasn't taking him back,we have 5 children four of which live at home with me they don't see him either, 3 of them are dependent anyway about three weeks after he left I got an eviction notice it was the first I knew that he had not been paying
I also found out that there was a possession notice issued in 2007, I took the notice to the council who suggested I go on the mortgage rescue scheme and she then got the eviction stopped pending this I did not have a job at the time husband would not let me so I claimed benefits, all the while the arrears were building, the mortgage rescue came to nothing due to lack of funds and the mortgage benefit was due to end so I luckily got a job,in April 2012 the mortgage company issued another eviction but I managed to come to an arrangement to pay monthly payment and 150 off the arrears since April I have not missed a payment 810 per month,in feb this year I increased payment to 900 myself.
Then I was ill August this year off work for 4 weeks I did not get paid so asked the mortgage company if I could just pay the normal payment then oct and November the 900 again,they would not give me more than a 3 month arrangement, they agreed to this,anyway me being stupid I thought September had 31 days so payment was a day late then on the 31st of this month I paid 900 anyway then have gone ahead and issued an eviction for the 27th of this month with the reasons agreements had been broken they had not they ran out and I had to make new ones plus they say I have not kept in touch enough.
As I told them I work full time nights plus they say the arrears are so high but since April when I took over the account I have reduced my arrears by 39700 and my mortgage balance by 7000 I have paid more than the arrangement by 59 a month I have spoken to them on many occasions they won't budge I have spoken to there solicitors who were surprised but hands tied I have been in touch with step change and done an expenditure with them and I have an appointment with shelter on Tuesday mortgage company is GE money sorry for the long post is there anything else I can be doing and is it worth paying someone one of these companies on the web that say they can save your house.plus the arrears will be paid in just over 8 years and there is 18.6 years left on the term.
I also found out that there was a possession notice issued in 2007, I took the notice to the council who suggested I go on the mortgage rescue scheme and she then got the eviction stopped pending this I did not have a job at the time husband would not let me so I claimed benefits, all the while the arrears were building, the mortgage rescue came to nothing due to lack of funds and the mortgage benefit was due to end so I luckily got a job,in April 2012 the mortgage company issued another eviction but I managed to come to an arrangement to pay monthly payment and 150 off the arrears since April I have not missed a payment 810 per month,in feb this year I increased payment to 900 myself.
Then I was ill August this year off work for 4 weeks I did not get paid so asked the mortgage company if I could just pay the normal payment then oct and November the 900 again,they would not give me more than a 3 month arrangement, they agreed to this,anyway me being stupid I thought September had 31 days so payment was a day late then on the 31st of this month I paid 900 anyway then have gone ahead and issued an eviction for the 27th of this month with the reasons agreements had been broken they had not they ran out and I had to make new ones plus they say I have not kept in touch enough.
As I told them I work full time nights plus they say the arrears are so high but since April when I took over the account I have reduced my arrears by 39700 and my mortgage balance by 7000 I have paid more than the arrangement by 59 a month I have spoken to them on many occasions they won't budge I have spoken to there solicitors who were surprised but hands tied I have been in touch with step change and done an expenditure with them and I have an appointment with shelter on Tuesday mortgage company is GE money sorry for the long post is there anything else I can be doing and is it worth paying someone one of these companies on the web that say they can save your house.plus the arrears will be paid in just over 8 years and there is 18.6 years left on the term.
to LegalBeagles 
I'm so glad to see you have an appointment with Shelter on Tuesday because they are the best at sorting this kind of problem. Between now and then get together as much paperwork as possible so whoever starts helping you will have the full picture. I'll just comment on a few things for you to ask them to consider:
A solicitor may have a duty to their client who has instructed them to make your life living hell, but they also have to be seen to be reasonable or the judge will order costs against them when you next get to court. Who are the solicitors? Let's name and shame these parasites.
) and then lets you live in the property on a tenancy agreement. Don't touch them with a bargepole. 
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