Hi,
I know someone here will be able to advise they always do.
As i have stated in some previous posts after we had our house repossed there was a shortfall of just under 10k although the mortgage was in joint names the solicitors acting for the company are only chasing my wife i suspect cos its hard to find me letters were received by her last year with the usual pay up agree repayment plan or they will take court action with all the usual costs etc.
We had decided to ignore the letters now there coming again we will again ignore until they if they want to try for a CCJ if and when this comes through she will go bankrupt as there is no way she can pay it back even over the next 100 years one CCJ at the moment will take 92 years to pay off LOL.
Question is if she goes bankrupt when the paperwork they send out from the court prior to the case will it be taken into account along with other debts including the current CCJ and it will get written off she has no assets that a bailiff could take if a CCJ was to happen and they were involved so we lose nothing just the debts hanging around her neck.
Any help would be appreciated
I know someone here will be able to advise they always do.
As i have stated in some previous posts after we had our house repossed there was a shortfall of just under 10k although the mortgage was in joint names the solicitors acting for the company are only chasing my wife i suspect cos its hard to find me letters were received by her last year with the usual pay up agree repayment plan or they will take court action with all the usual costs etc.
We had decided to ignore the letters now there coming again we will again ignore until they if they want to try for a CCJ if and when this comes through she will go bankrupt as there is no way she can pay it back even over the next 100 years one CCJ at the moment will take 92 years to pay off LOL.
Question is if she goes bankrupt when the paperwork they send out from the court prior to the case will it be taken into account along with other debts including the current CCJ and it will get written off she has no assets that a bailiff could take if a CCJ was to happen and they were involved so we lose nothing just the debts hanging around her neck.
Any help would be appreciated
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