Excuse long post, its probably easier if I try and list the issues.
I purchased my listed property two years ago without a mortgage. I had a full survey, a drainage survey and of course the usual searches carried out by my conveyancing solicitor. All appeared fine.
My son is now considering obtaining a mortgage in principle to purchase the adjoining property which is a commercial business at ground level and a flat above. There is no shared access (no doors or stairs between the two)
We have unofficially looked round the property as we were given advance notice by the owner of it going on the market, and during that viewing, I noticed the water pipe from the downstairs business goes up through the ceiling (potentially serving the flat above, since I know it used to be one business before the upstairs being made into a flat), but more alarming was the pipe then continued above the floor level, and through the wall to into my property next door. On my side, I have the water pipe coming in, and my stopcock. My side of it was enclosed in a cupboard with very restricted access, I had not seen it before we ripped out the cupboard.
It would seem therefore that my water is coming from the downstairs commercial business.
I am concerned that any buyer (assuming its not my son) wont want someone elses water pipe running along their floor in a rather ugly fashion, nor will they want to be supplying my water!
With regard to how it got to be like this, we think we can guess what has happened:-
The current owner of the downstairs business and the flat, once also owned my property and they were originally joined together. When they were separated , it would seem that my current property would have been left without an independent water supply, so the owner simply “borrowed” a supply from his other property. Clearly not the correct way to go about it, but we think thats what happened.
Online searches by my son have so far uncovered the following, Some of which may not be directly relevant to the water supply issue:-
The neighbouring property was converted into two addresses in the early 1990s, there are two deeds (one for the lower part of the building and one for the upper) but they both have the same deed number.
We think this is why the owner wants to sell both the downstairs business and the flat in one sale. We have read online that is possible to split the deed upon sale, but that would require the owner to put this issue right. He’s very keen to sell to us, and I think that’s because we already have next door and therefore having the water come from the business to my house, would not be an issue if my son and I owned all of it between us.
There is online evidence of plans for the conversion, it shows plumbing, but only very generally. They do not specifically say where or how the water is drawn from the mains. In any case, the plans are sketchy (in both senses of the word), and have not even been followed 100% !!!
My question, rather obviously, is where do I go from here? I have contacted the local water board recently (before I knew about this issue) as I needed to know where my outside stopcock is, and they replied that they no longer provide the services of locating such things.
The owner of next door claims to not remember how my water supply was put in when these old buildings were converted for human habitation by him - yet I am convinced he knows full well. He has stated that he will only sell next door in a single sale, and has refused to separate the two addresses by means of getting a new deed (ie so that there would be two deeds). We think this is because of the shared utility issue.
My full survey (which was a specialist one by a company who deal with listed buildings) - it has a get out clause so I have no redress there.
I am going to collect my deeds and associated paperwork from my solicitor to study them, but I suspect the searches came back ok because - just to add to the confusion - I DO have another water supply of my own in a different part of my home. I reckon this is the only supply which would have been subject to the searches - hence everything would have looked ok.
Assuming my son doesnt buy the property, I need to ensure that I dont lose my water supply - can I halt the sale if there is a dispute over this? I have no idea what to do next. Your thoughts are appreciated…
I purchased my listed property two years ago without a mortgage. I had a full survey, a drainage survey and of course the usual searches carried out by my conveyancing solicitor. All appeared fine.
My son is now considering obtaining a mortgage in principle to purchase the adjoining property which is a commercial business at ground level and a flat above. There is no shared access (no doors or stairs between the two)
We have unofficially looked round the property as we were given advance notice by the owner of it going on the market, and during that viewing, I noticed the water pipe from the downstairs business goes up through the ceiling (potentially serving the flat above, since I know it used to be one business before the upstairs being made into a flat), but more alarming was the pipe then continued above the floor level, and through the wall to into my property next door. On my side, I have the water pipe coming in, and my stopcock. My side of it was enclosed in a cupboard with very restricted access, I had not seen it before we ripped out the cupboard.
It would seem therefore that my water is coming from the downstairs commercial business.
I am concerned that any buyer (assuming its not my son) wont want someone elses water pipe running along their floor in a rather ugly fashion, nor will they want to be supplying my water!
With regard to how it got to be like this, we think we can guess what has happened:-
The current owner of the downstairs business and the flat, once also owned my property and they were originally joined together. When they were separated , it would seem that my current property would have been left without an independent water supply, so the owner simply “borrowed” a supply from his other property. Clearly not the correct way to go about it, but we think thats what happened.
Online searches by my son have so far uncovered the following, Some of which may not be directly relevant to the water supply issue:-
The neighbouring property was converted into two addresses in the early 1990s, there are two deeds (one for the lower part of the building and one for the upper) but they both have the same deed number.
We think this is why the owner wants to sell both the downstairs business and the flat in one sale. We have read online that is possible to split the deed upon sale, but that would require the owner to put this issue right. He’s very keen to sell to us, and I think that’s because we already have next door and therefore having the water come from the business to my house, would not be an issue if my son and I owned all of it between us.
There is online evidence of plans for the conversion, it shows plumbing, but only very generally. They do not specifically say where or how the water is drawn from the mains. In any case, the plans are sketchy (in both senses of the word), and have not even been followed 100% !!!
My question, rather obviously, is where do I go from here? I have contacted the local water board recently (before I knew about this issue) as I needed to know where my outside stopcock is, and they replied that they no longer provide the services of locating such things.
The owner of next door claims to not remember how my water supply was put in when these old buildings were converted for human habitation by him - yet I am convinced he knows full well. He has stated that he will only sell next door in a single sale, and has refused to separate the two addresses by means of getting a new deed (ie so that there would be two deeds). We think this is because of the shared utility issue.
My full survey (which was a specialist one by a company who deal with listed buildings) - it has a get out clause so I have no redress there.
I am going to collect my deeds and associated paperwork from my solicitor to study them, but I suspect the searches came back ok because - just to add to the confusion - I DO have another water supply of my own in a different part of my home. I reckon this is the only supply which would have been subject to the searches - hence everything would have looked ok.
Assuming my son doesnt buy the property, I need to ensure that I dont lose my water supply - can I halt the sale if there is a dispute over this? I have no idea what to do next. Your thoughts are appreciated…
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