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Property ownership documents

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  • Property ownership documents

    Hi all, just looking for a piece of advice please.

    I am looking to obtain whatever documents would prove unequivocally that a property belongs outright to my wife and I. As in, if there was no access to digital records, or if these had been corrupted or lost (they haven't, this is hypothetical!), then what documents would prove the property is ours alone and is not subject to any mortgage etc.? I have emailed the Land Registry and got a cut-and-paste response that explains how to obtain Official Copies of the register and plan. I already have these and whilst they of course list our names as owners this somehow doesn't seem like it holds enough information about ownership such as the fact that no mortgage exists for the property. Does what I'm looking for exist, or is this something I've just dreamed up? Thanks so much in advance!
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  • #2
    If no mortgage is shown in a charges register section on your Land Registry title document, then the property is not subject to a mortgage.

    There will not be a statement that there is no mortgage; this fact will be evident from the absence of any entry showing that there is a mortgage.
    Lawyer (solicitor) - retired from practice, now supervising solicitor in a university law clinic. I do not advise by private message.

    Litigants in Person should download and read the Judiciary's handbook for litigants in person: https://www.judiciary.uk/wp-content/..._in_Person.pdf

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    • #3
      Ah I see! Thanks so much for explaining that, it seems so obvious when pointed out... Cheers!

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