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Ccj satisfied but on credit file

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  • Ccj satisfied but on credit file

    just looking for some advice. I have 2 ccj that have both been satisfied and discharged. How long will they stay on my credit file?
    I am looking to move property. Will the discharge ccj on my credit file be a factor in getting a new mortgage as lenders will see they are both settled?.
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  • #2
    Unless paid off within the first month then they will stay on your Credit File for 6 years from date of Judgment but you can apply to have them marked as Satisfied - fee applies. In reality will make little difference and still mark you as a risk.


    • #3
      Thanks for this. My mortgage advisor had said not to worry about it??


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