Can anybody explain to me what is meant by "a trading style"

[vicky160985]

Can somebody ppssibly tell me the meaning of the term trading style which is a term used by a lender who has many companies within tge same group.

One is regulated, one is an appointed repeesentative to the regulated onw and many others are unregulated. Yet they have grouped them and now have one letterhead, one website etc. Their webside is misleading. They use the regulation they do have in a way which could be thought to apply for all companies in tje group.

Thanks

[MIKE770]

Re: Can anybody explain to me what is meant by "a trading style"

A 'trading style' or 'trading as name' is a name a business chooses to us which is different from their registered company name. So, for example, a company may be officially registered as Manchester Childrens Party Entertainer Ltd. but may 'trade as' Cosmo the Clown. The trading as name, or trading style, is never officially registered. It is just what the business chooses to call itself for marketing purposes.

[charitynjw]

Re: Can anybody explain to me what is meant by "a trading style"

http://www.howtoregisteralimitedcomp...rading-styles/

Trading Styles or 'Trading as' Business Names

A 'trading style' or 'trading as name' is a name a business chooses to us which is different from their registered company name. So, for example, a company may be officially registered as Manchester Childrens Party Entertainer Ltd. but may 'trade as' Cosmo the Clown. The trading as name, or trading style, is never officially registered. It is just what the business chooses to call itself for marketing purposes.
(More on link)

Lol - Snap [MENTION=3599]MIKE770[/MENTION]

[MIKE770]

Re: Can anybody explain to me what is meant by "a trading style"

http://www.howtoregisteralimitedcomp...rading-styles/

Trading Styles or 'Trading as' Business Names

A 'trading style' or 'trading as name' is a name a business chooses to us which is different from their registered company name. So, for example, a company may be officially registered as Manchester Childrens Party Entertainer Ltd. but may 'trade as' Cosmo the Clown. The trading as name, or trading style, is never officially registered. It is just what the business chooses to call itself for marketing purposes.
(More on link)

Lol - Snap @MIKE770

LOL:taunt:

[vicky160985]

Re: Can anybody explain to me what is meant by "a trading style"

Hi, no this is completely different from the usual t/a with Ltd companies.

This is a "Trading Style" many companies wothin a group being advertised, dealt with by one name.

Only that lot of companies include a variety of regulations. Regulated, unregulated etc.

The site is Together formally the Blemain group. It used the wording trading style on there and now on letters in the small print.

[R0b]

Re: Can anybody explain to me what is meant by "a trading style"

I think your question has been answered really. Trading as, business name or trading style means the same thing. XYZ limited company might wish to use a trading name instead of their registered company name but so not to mislead in any way you will normally have Trading Name trading as XYZ limited company.

Are you saying that some of the companies are regulated and others are not regulated? Not quite sure what you are actually asking so you might have to explain a bit better to us.

Is that name being used an actual company or a trading name?

[MIKE770]

Re: Can anybody explain to me what is meant by "a trading style"

usually a blanket licence for a group?

[charitynjw]

Re: Can anybody explain to me what is meant by "a trading style"

Is your query specifically aimed at one area (ie FCA authorisation)?

[Kati]

Re: Can anybody explain to me what is meant by "a trading style"

The site is Together formally the Blemain group. It used the wording trading style on there and now on letters in the small print.

OK (https://www.duedil.com/company/01185...inance-limited) ... so Blemain Finance Ltd, trading as "Blemain Group, Blemaingroupbrokers, Bridging Finance" etc???

[vicky160985]

Re: Can anybody explain to me what is meant by "a trading style"

Is your query specifically aimed at one area (ie FCA authorisation)?

Hi,
Yes my attention was brought to it through a matter involving the FCA.

[charitynjw]

Re: Can anybody explain to me what is meant by "a trading style"

Hi,
Yes my attention was brought to it through a matter involving the FCA.

Have you emailed the FCA with your query?
If so, what was their response?

[vicky160985]

Re: Can anybody explain to me what is meant by "a trading style"

Have you emailed the FCA with your query?
If so, what was their response?

I have emailed them about this yes, when asking if my agreement was regulated or not after learning about appointed representatives.
Their replies point out that they can not deal with individuals complaints. Then advise me to contact the FOS. I'm not asking to put a complaint to them though! And I have pointed this out. I'm simply asking for information about the FCA's role. In the end I decided to ask via a FOI request instead.

[Esio Trot]

Re: Can anybody explain to me what is meant by "a trading style"

The site is Together formally the Blemain group. It used the wording trading style on there and now on letters in the small print.

Goodness!!

Whenever I see the name Blemain, I recall the sparring I have done in the past where I have tried to help some of their 'customers'. They have always seemed to sail pretty close to the wind, and in my opinion their ethics must have come from Hades itself. It would not surprise me if this was their modern take on smoke and mirrors.

[charitynjw]

Re: Can anybody explain to me what is meant by "a trading style"

https://togethermoney.com/about-us

A number of different individual companies which may (or may not) have legal ties to each other (ie Principal & AR for FCA purposes)


Together is a trading style of each of the undernoted companies, which have their registered office address at Lake View, Lakeside, Cheadle, Cheshire SK8 3GW.
Jerrold Holdings Limited Registered in England and Wales - Company Registration Number 02939389. Jerrold Holdings Limited is the operator of this website.
Blemain Finance Limited is authorised and regulated by the Financial Conduct Authority in respect of second charge loans secured on residential property | Registered in England and Wales - Company Registration Number 01185052. Blemain Finance Limited is a member of the Finance and Leasing Association (FLA). The FLA Lending Code can be found at www.fla.org.uk.
Cheshire Mortgage Corporation Limited is authorised and regulated by the Financial Conduct Authority | Registered in England and Wales - Company Registration Number 02613335
Lancashire Mortgage Corporation Limited | Registered in England and Wales - Company Registration Number 02058813
Spot Finance Limited | Registered in England and Wales - Company Registration Number 01998543
Auction Finance Limited | Registered in England and Wales - Company Registration Number 04949929
Bridging Finance Limited |Registered in England and Wales - Company Registration Number 03166982