Hi All,
I wont go through all the details but after being together for 13 years my partner told me on years eve by text that our relationship was over - nasty man! We bought our house together as joint tenants in 2003 and the mortgage is in both names. He sold his interest to me for £1.00 in 2008 when he declared himself bankrupt. We are still living in the same house together. It is awful and I need to get out. We both know that neither of us can afford to stay and pay the mortgage on our own. He cannot afford to buy me out. I have been asking him to agree to sell the house for a few months now but he wont. He cant give me any reason, he just refuses. I need to move on and feel trapped. Every day that goes by I hate even more than the last. He has admitted he doesn't want to be on his own and I've told him he should have thought about that before he did what he did. It is too late now and I want out as soon as I can.
The financial situation for me is getting harder. Although he gives me money each week towards the bills, it is not enough so I sit by while he carries on spending and I have no money at all. I've asked for more but he won't give it to me. Another reason I want out. I have a financial noose around my neck and would be financially better off if the house was sold. There is approximately £25,000.00 equity in the house but we verbally agreed he would take £5000.00 and I would take the rest. The reason being in short, that over the years I have kept a note of all the money I have given him that I know I won't get back and it amounts to just over £42000.00 - yes I know. Included in that is all of the deposit for the house which at the time was £11,400.00 which I paid myself and he didn't contribute to.
Hindsight is a wonderful thing and I now know how stupid I have been. I am a little frightened of him so I choose my moments and what I say very carefully but it's not getting me anywhere.
Can anyone please give me some encouragement that there is something I can do.
Many thanks
I wont go through all the details but after being together for 13 years my partner told me on years eve by text that our relationship was over - nasty man! We bought our house together as joint tenants in 2003 and the mortgage is in both names. He sold his interest to me for £1.00 in 2008 when he declared himself bankrupt. We are still living in the same house together. It is awful and I need to get out. We both know that neither of us can afford to stay and pay the mortgage on our own. He cannot afford to buy me out. I have been asking him to agree to sell the house for a few months now but he wont. He cant give me any reason, he just refuses. I need to move on and feel trapped. Every day that goes by I hate even more than the last. He has admitted he doesn't want to be on his own and I've told him he should have thought about that before he did what he did. It is too late now and I want out as soon as I can.
The financial situation for me is getting harder. Although he gives me money each week towards the bills, it is not enough so I sit by while he carries on spending and I have no money at all. I've asked for more but he won't give it to me. Another reason I want out. I have a financial noose around my neck and would be financially better off if the house was sold. There is approximately £25,000.00 equity in the house but we verbally agreed he would take £5000.00 and I would take the rest. The reason being in short, that over the years I have kept a note of all the money I have given him that I know I won't get back and it amounts to just over £42000.00 - yes I know. Included in that is all of the deposit for the house which at the time was £11,400.00 which I paid myself and he didn't contribute to.
Hindsight is a wonderful thing and I now know how stupid I have been. I am a little frightened of him so I choose my moments and what I say very carefully but it's not getting me anywhere.
Can anyone please give me some encouragement that there is something I can do.
Many thanks
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