Worth getting an actuary involved for pension valuation?

[montydonny]

Hi,

I'm in the process of getting divorced. I have next to no pension (40) and my STBX (45) has been paying into a teachers pension for a while and has just had the pension valued by the provider (100k). IIRC for a yearly pension of £7k/annum.

've read elsewhere that valuations of teacher's pensions is a bit hit and miss. Has anyone on here gone down the route of getting an actuary involved? Obviously if I roughly know that the pension valuation can be increased (and recognised by the courts) by going down the actuary route it would be worth it.

Anyone done this please?

MD

[montydonny]

Ok thanks. I'd essentially read that TPs are undervalued by the provider and not an accurate representation of their true worth. But yeah, also don't want to spend a lot of getting it revalued if the increase is minimal.

[dslippy]

The whole divorce settlement is calculated on a rough figures basis with estimates and optimistic guess work. In the absence of a clear reason for doubt, I do not think actuarial involvement would be worth it.
Your pension is not a huge amopunt, and a teacher's pension will be readily valued as one of thousands valuations carried out regularly.