Hi Everyone, I'm very pleased I have found this forum and it seems to be packed full of good advice, I'm in a bit of a pickle and am in need of some good advice, I'm 40 years old and severely disabled, I have a degenerative spinal condition which is getting worse on a yearly basis and have been unable to work for about 5 years now, my condition is inoperable and degenerative and I am in reciept of DLA and Incapacity benefit, I am on antidepressants, anti anxiety tablets, high strength opiate pain killers and get very depressed as a result of my condition.
I live with my wife in a house which she has bought and owns(she works very hard and I'm on benefits).
When I stopped working due to my illness I began recieving letters/phone calls approx once a year demanding varying amounts of money from the CSA, the tone of some of the phone calls were very intimidating and threatening, the amounts varied from £28,000 to £2000 and on receipt of each letter I contacted the office by phone and explained my situation, each time they suggested that I should get a credit card to pay them with!!
Despite knowing that I have only benefits to live on and due to my medical condition am unlikely to return to work , I told them that I was only able to pay a few pounds a week and heard nothing more until approx a year later when I would receive another demanding letter to which I would reply in the same manner, I wrote to them enclosing copies of my medical reports and asking for an explanation of how they had reached there figure but recieved no reply until a year later when another demand for a different figure would arrive, with hindsight I should have sent the letters recorded delivery.
I recieved a letter stating that unless i pay £20,000 within the next 7 days they will seek a liability order in a court and instruct bailiffs to seize goods or imprison me/remove my license etc. I explained once again that I have no savings or assets and could only afford a few pounds due to my disability but was told that they will go ahead and seek the order anyway, I have been threatened with this a few times over the years verbally by CSA staff but they have obviously chosen not to proceed with it and not bothered notifying me of their reasons, I am getting more and more distressed by their actions and my mental and physical health is beginning to suffer as a result,
I dont dispute owing money but have yet to recieve any correspondance other than my annual demand for a different sum each time, I have trawled the net looking for information on my situation and have found that I fall under the vulnerable persons catergory as listed under the national standards for enforcement agencies and also that my wife needs to fill in a statuatory declaration of ownership for all the goods of her's in the property, can I just put that she own's everything within the property or do we have to list everything separately?(my only possessions are clothing and a few old tools) everything else belongs to my wife , she brought the house after I went on benefits and furnished it as well, I have written to the agency again and enclosed my medical records, copies of previous correspondence and outlined what I have written in this post as well as benefit entitlement all of which i will send by recorded delivery and also requested that the liability order be undertaken in a court more local to me so I can attend,
any offerings of advice on my situation would be gratefully recieved however small, I'm not sure what to do next but dont want to wait and see if I get another letter in a years time or if they bother seeking a liability order on this occasion, should we send the CSA a statuatory declaration or produce one in court if they try and get the order granted? Can the bailiffs force their way into my wifes property?
Thanks for taking the time to read my post
I live with my wife in a house which she has bought and owns(she works very hard and I'm on benefits).
When I stopped working due to my illness I began recieving letters/phone calls approx once a year demanding varying amounts of money from the CSA, the tone of some of the phone calls were very intimidating and threatening, the amounts varied from £28,000 to £2000 and on receipt of each letter I contacted the office by phone and explained my situation, each time they suggested that I should get a credit card to pay them with!!
Despite knowing that I have only benefits to live on and due to my medical condition am unlikely to return to work , I told them that I was only able to pay a few pounds a week and heard nothing more until approx a year later when I would receive another demanding letter to which I would reply in the same manner, I wrote to them enclosing copies of my medical reports and asking for an explanation of how they had reached there figure but recieved no reply until a year later when another demand for a different figure would arrive, with hindsight I should have sent the letters recorded delivery.
I recieved a letter stating that unless i pay £20,000 within the next 7 days they will seek a liability order in a court and instruct bailiffs to seize goods or imprison me/remove my license etc. I explained once again that I have no savings or assets and could only afford a few pounds due to my disability but was told that they will go ahead and seek the order anyway, I have been threatened with this a few times over the years verbally by CSA staff but they have obviously chosen not to proceed with it and not bothered notifying me of their reasons, I am getting more and more distressed by their actions and my mental and physical health is beginning to suffer as a result,
I dont dispute owing money but have yet to recieve any correspondance other than my annual demand for a different sum each time, I have trawled the net looking for information on my situation and have found that I fall under the vulnerable persons catergory as listed under the national standards for enforcement agencies and also that my wife needs to fill in a statuatory declaration of ownership for all the goods of her's in the property, can I just put that she own's everything within the property or do we have to list everything separately?(my only possessions are clothing and a few old tools) everything else belongs to my wife , she brought the house after I went on benefits and furnished it as well, I have written to the agency again and enclosed my medical records, copies of previous correspondence and outlined what I have written in this post as well as benefit entitlement all of which i will send by recorded delivery and also requested that the liability order be undertaken in a court more local to me so I can attend,
any offerings of advice on my situation would be gratefully recieved however small, I'm not sure what to do next but dont want to wait and see if I get another letter in a years time or if they bother seeking a liability order on this occasion, should we send the CSA a statuatory declaration or produce one in court if they try and get the order granted? Can the bailiffs force their way into my wifes property?
Thanks for taking the time to read my post
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