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Jessamine v Lowell

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  • Jessamine v Lowell

    Moved from another thread ( use this for your thread now Jessamine )

    I am pleased to find this post, as I am presently going through a duspite with Lowell regarding a fraud on myself, from who I'm almost certain was someone I received a court claim and when I rang 2 weeks ago , lowell actually asked if I'd lived at an address different to mine. The person I knew had , and when the catolougue concerned first sent me a demand back in 2013 I rang immediately and told tuetthis was nothing to do with me , they had asked if I'd lived at that different address. They advised me to contact Action Fraud,I did and told them the reference number. Thinking everything was ok , I did receive letters but the çatalougue told me it was ok . I received this court Claim andawas upset .

    ​​i have asked Citizens Advice and await an appointment. Today Lowell have sent me a Directions Questionare as Community Law sent my defense claim form to the court. I really don't know what to do now , but I saw the letter here and think I should send that to lowell. They know that I didn't live at the address where the çatalougue was taken out, the solicitor at Community Law said that they used my address as billing and theirs as delivery address. Which is the case .

    ​​​I saw on a Police Site that the creditor who is owed money is supposed to claim for fraud , and I tried to take out another action Fraud report as it is now not on their records, but they said they cannot take it due to the creditor needs to as they are owed the money .
    #staysafestayhome

    Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

    Received a Court Claim? Read >>>>> First Steps
    Tags: None

  • #2
    Okay,

    So you have received a court claim from Lowell and Community Law have helped you to file a defence - do you have a copy of that defence ? do you have a copy of the original claim ?

    Is the catalogue a Shop Direct catalogue? ( Very / Isme / Littlewoods etc? )

    If it is can you amend suitable and send this - Subject Access Request Letter on email to this email address please DPO@shopdirect.com
    That should get you information about the account and possibly records of your calls about the ID theft from the time which may be useful going forward.
    #staysafestayhome

    Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

    Received a Court Claim? Read >>>>> First Steps

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    SHORTCUTS


    First Steps
    Check dates
    Income/Expenditure
    Acknowledge Claim
    CCA Request
    CPR 31.14 Request
    Subject Access Request Letter
    Example Defence
    Set Aside Application
    Directions Questionnaire



    If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.





    NOTE: If you receive a court claim note these dates in your calendar ...
    Acknowledge Claim - within 14 days from Service

    Defend Claim - within 28 days from Service (IF you acknowledged in time)

    If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




    We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
    If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
    2 of 2 < >

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