letter of claim Help next step

[Furbinka]

hi, i received this letter of Claim, what should be my next steps to avoid CCJ please. many thanks for your help

[Furbinka]

Hi, any help with be very appreciated.

many thanks

[MIKE770]

was this a multi letter with questions etc about 5 pages Pre-Action Letters

[Furbinka]

MIKE770 Hi,

yes it was 5 pages letter questionare with questions like to i agree/disagree to debt, last page was income/expenditure sheet

many thanks

[MIKE770]

Do not fill in income sheet give us details of alleged debt? Last paid taken out default date type credit ,@echat

[Furbinka]

MIKE770 Hi,

i ticked box D, I dispute the debt and I requested agreement, default notice, termination, notice of assignment and full statement of account. Today I received reply from Kearns that they requested documents and come back to me when they receive it.

Alleged debt is for Barclays credit card, account opened in august 2015, defaulted may 2018.

[MIKE770]

echat11

[charitynjw]

Have you sent a s77 request?
https://legalbeagles.info/library/gu...etter-example/

[Furbinka]

MIKE770 Good morning,

No I didn’t send that. Would it go to barclays, Kearons or Link financials please?

Many thanks

[echat11]

Send the request to Link Financial.

Follow the guidance here - https://legalbeagles.info/library/gu...y-court-claim/

If you've acknowledged the service, then you have 14 + 14 (plus 5 days postal) days to file your defence with the court. Make a note of when you defence has to be lodged with the Court. Copy and paste questions from the link onto this thread with answers. Shortcuts on the right hand of screen.

[Furbinka]

echat11 HI,

I didn’t received court claim, only letter before action.

many thanks

[echat11]

echat11 HI,

I didn’t received court claim, only letter before action.

many thanks

O.K. send the request to Barclaycard, write to Kearons stating that you have requested a copy of the CCA. Make sure you get Proof of Postage.

Send Barclaycard a SAR request, make sure you get Proof of Postage.

[Furbinka]

Brilliant. Thank you for your help

[echat11]

Brilliant. Thank you for your help

Update the thread when they send something.

[Clockwork]

Hi Furbinka , l would clarify with Eclat as l believe the CCA should go to link as this has now been sold on.