hi, i received this letter of Claim, what should be my next steps to avoid CCJ please. many thanks for your help
letter of claim Help next step
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MIKE770 Hi,
i ticked box D, I dispute the debt and I requested agreement, default notice, termination, notice of assignment and full statement of account. Today I received reply from Kearns that they requested documents and come back to me when they receive it.
Alleged debt is for Barclays credit card, account opened in august 2015, defaulted may 2018.
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CAVEAT LECTOR
This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)
You and I do not see things as they are. We see things as we are.
Cohen, Herb
There is danger when a man throws his tongue into high gear before he
gets his brain a-going.
Phelps, C. C.
"They couldn't hit an elephant at this distance!"
The last words of John Sedgwick
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Send the request to Link Financial.
Follow the guidance here - https://legalbeagles.info/library/gu...y-court-claim/
If you've acknowledged the service, then you have 14 + 14 (plus 5 days postal) days to file your defence with the court. Make a note of when you defence has to be lodged with the Court. Copy and paste questions from the link onto this thread with answers. Shortcuts on the right hand of screen.
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Send Barclaycard a SAR request, make sure you get Proof of Postage.
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SHORTCUTS
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire
If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
Defend Claim - within 28 days from Service (IF you acknowledged in time)
If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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Court Claim ?
Guides and LettersSHORTCUTS
Pre-Action Letters
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Witness Statements
Directions Questionnaire
Statute Barred Letter
Voluntary Termination: Letter Templates
A guide to voluntary termination: Your rights
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