letter of claim Help next step

[Furbinka]

Clockwork thank you. How do I delete reply/edit please

[echat11]

Clockwork thank you. How do I delete reply/edit please

Look for EDIT, on the blue border. (I've notified admin twice)

[EXC]

Clockwork thank you. How do I delete reply/edit please

I've done it for you.

[Furbinka]

EXC thank you. I don’t have edit options, maybe because I’m on a phone.

[EXC]

It's because the edit function is set to disappear not long after a post is made, to prevent misuse.

[Furbinka]

Good morning,

yesterday i receive some more communication from Kearns. They include all previously posted items, T&C still only every other page. Plus they added pages attached to this reply. Second picture is some made up letter I apparently sent to Courts, with my surname misspelled.
Kearns.pdf

[Furbinka]

echat11

Can you please have a look. Many thanks

[Furbinka]

MIKE770

[echat11]

Good morning,

yesterday i receive some more communication from Kearns. They include all previously posted items, T&C still only every other page. Plus they added pages attached to this reply. Second picture is some made up letter I apparently sent to Courts, with my surname misspelled.
[ATTACH]n1644853[/ATTACH]

The second page is what they would like you to send to the Court don't send it).
There's nothing new in there, still the 'odd pages'.

[Furbinka]

echat11 Thank you.

Do they now have enough to take it to court please. as looking at the documents they send they included default notice, letter of assignment. What’s missing is full term and conditions, i only have odd pages and not dated and copy of statements only include dates from jan/18 to jun/18.

Would i be better if to arrange monthly affordable payment with them before it goes to court please?

Many thanks for your help

[echat11]

When was the account opened?

[Furbinka]

echat11 account was opened july 2015, defaulted in May 2018.

[echat11]

They can take it to Court, but I don't think they have provided the documents that they need to. There are pages missing from the T & C's.The pages a missing in sequence. Ridiculous.

a) You could write back, simply stating that they haven't fulfilled your CCA request.

b) Do nothing, see what they do.

Even if they make a Court claim, you can arrange a monthly payment during mediation.

[MIKE770]

and if they are trying it on (Hence that letter they sent) they cannot get a CCJ on partial documents, would would have to produce later in proceedings or discontinue (always the lat minute before they lose deposit)?

[Furbinka]

Thank you both.

Just last question for now, if I agree monthly payments in mediation, wouldn’t that mean having CCJ as well please?